So now I'm curious from another post....
If you have savings accounts for your kids, but life happens and you need that money for whatever reason (emergency, loss of job, etc- and yes, in life, things can compound and you can easily drain your own savings and then end up wondering where your next dime comes from... For those lucky enough to never have that happen- good for you- but it does happen)- do you consider the kids' savings accounts yours in case of emergency?
Or do you consider them untouchable?
Just curious. I'm sure for those who will say they are untouchable and they'd just find another way to make money- I think that's the easy answer that's not always a viable solution.