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my credit score is 705 why can't I get a credit card??

Anonymous
Posted by Anonymous
  • 151 Replies

I dont' understand!

Posted by Anonymous on Sep. 9, 2013 at 11:45 AM
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Replies (1-10):
Seagodess
by Ruby Member on Sep. 9, 2013 at 11:49 AM

Do you have a lot of debt?

Anonymous
by Anonymous 1 - Original Poster on Sep. 9, 2013 at 11:50 AM

I have a student loan otherwise I have no debt.


Quoting Seagodess:

Do you have a lot of debt?



Anonymous
by Anonymous 2 on Sep. 9, 2013 at 11:51 AM
What is the amount you're looking for?
Do you have a lot of debt for your income? Do you have an income?
Anonymous
by Anonymous 3 on Sep. 9, 2013 at 11:52 AM
3 moms liked this

Maybe you don't have enough open credit. I don't know.

My score is like, 765 and my first credit card came from a department store. Maybe try to get one of those or a gas card and use it and pay if off for six months. Then try to get a Visa or whatever. 

blessed107
by Platinum Member on Sep. 9, 2013 at 11:53 AM
1 mom liked this

 Do you have an income? Do you have some outstanding balances?

Seagodess
by Ruby Member on Sep. 9, 2013 at 11:53 AM
17 moms liked this

It could be your debt to income.

Why would you want a cc? They only get you in trouble. Trust me.

Hanab818
by Ruby Member on Sep. 9, 2013 at 11:53 AM
Your debt to income ratio might be to high.
Anonymous
by Anonymous 1 - Original Poster on Sep. 9, 2013 at 11:53 AM

I have 2100 monthly income. I am looking for any amount. 100$ would be fine. I just want to have something to build my credit


Quoting Anonymous:

What is the amount you're looking for?
Do you have a lot of debt for your income? Do you have an income?



Anonymous
by Anonymous 4 on Sep. 9, 2013 at 11:54 AM

they don't just go by the number.

debt to income ratio, how well established your credit is, etc.....

Anonymous
by Anonymous 2 on Sep. 9, 2013 at 11:54 AM
What is your monthly students loan payment?


Quoting Anonymous:

I have 2100 monthly income. I am looking for any amount. 100$ would be fine. I just want to have something to build my credit



Quoting Anonymous:

What is the amount you're looking for?

Do you have a lot of debt for your income? Do you have an income?




Add your quick reply below:
You must be a member to reply to this post.
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