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Mom Confessions Mom Confessions

S/O - If you have no credit cards how do you??????

Posted by on Sep. 19, 2013 at 9:28 AM
  • 580 Replies
1 mom liked this

 I noticed a few of you on the "How Many Credit Cards" post said you have none.  I am wondering how you manage this as to me it is required at times.

For example - last night my car was in a car accident - I was parked in a parking lot and another driver went in me and two pick-up trucks.  My car has damage and needs to go in for repairs.  I get a rental car that is paid for by insurance.  But I need a credit card for security purposes.  If you do not have a credit card how do you go about doing things like getting rental cars, or securing hotel rooms?

by on Sep. 19, 2013 at 9:28 AM
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Replies (1-10):
Anonymous
by Anonymous on Sep. 19, 2013 at 9:29 AM
26 moms liked this
A debit card.
2Sparrows4ever
by on Sep. 19, 2013 at 9:29 AM
1 mom liked this
Debit card, and everything is saved for.
justinnaimee
by Platinum Member on Sep. 19, 2013 at 9:29 AM
1 mom liked this
I have a debit card.
SyllabaryBisque
by on Sep. 19, 2013 at 9:30 AM

You use a debit card...

Anonymous
by Anonymous on Sep. 19, 2013 at 9:31 AM
6 moms liked this

Debit and cash...we don't have credit cards anymore. Trust me, you'll live.

Schizomom91
by on Sep. 19, 2013 at 9:31 AM
A debit card....
highlandmum
by Spunky on Sep. 19, 2013 at 9:31 AM
2 moms liked this

 Car rental places will not accept a debit card (presuming you mean a bank card) for security purposes.  How would they charge one for this.  My insurance is covering the full rental I will not have to pay one cent - this is just a security measure they use

Quoting Anonymous:

A debit card.

 

Anonymous
by Anonymous on Sep. 19, 2013 at 9:32 AM
4 moms liked this
I wanna know how they get a home loan with no credit history? Surely they don't pay cash
Anonymous
by Anonymous on Sep. 19, 2013 at 9:32 AM

Debit card.

Sometimes car rentals and hotel rooms do need to put a big deposit on the card, which is fine, because I have enough in my bank account for it.

IandLoveandYou
by Penny Lane on Sep. 19, 2013 at 9:33 AM
3 moms liked this

Debit cards, they can be ran through as credit.

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