If you recieved a large refund check, would you
A)pay all your bills up in advance, making your balance a generous credit, enough for an entire year.
B) divide the balance by twelve and put it all up jn separate envelopes, and just use one envelope a month to supplement your existing income.
C) save a little and spend the rest on other essentials, and some non essentials. (tires, car maintenance, Christmas in advance, bdays in advance, stuff like that.)
Which of these options sounds like the smartest thing to do to you?