If the shutdown effects you, and you miss a check, would you not be able to pay your bills? I would like to say that it wouldn't effect me, that we have enough money to carry us thru a few months, but I swear, things always come up, like car repairs and illnesses and we just cant get money saved.
We dont have expensive cars, waste money, but our living expenses are 4000 a month. We would be in serious trouble if a check was missed. Well, DH's check. I have been on and out of work for 10 years.