I know not all people are able to afford the extras all the time, but stuff like school supplies, x-mas and stuff you know come once a year, how can you not afford that? You know it's going to happen. you know how much time you have to prepare and plan. Why is there are so many posts about not being able to afford those things. Budgeting, and planning ahead goes a long way. Oh, and saving up loose change goes a long way too! Just put it in a jar or bucket till it's full.
Yes shit happens, but don't people save up?
I have 3 accts. 1-checkings 1- savings (for shit that might happen) 1- savings for birthdays and holidays. I put money aside every check and when the time comes I have that money already put aside.
*** For the ones who say they love check to check. Do you think if you were to cut out unnecessary expenses, you would be able to save? I'm sure there are plenty of things that you don't need, but want that could be eliminated or cut down.
*** budgeting, prioritizing, and saving doesn't make you rich or perfect. For is that do all of this, we have all probably have had something happen and makes us be prepared for if it happens again. A lot of you say there is no extra, but being CM requires Internet, isn't Internet a "Treat" for some, an extra unnecessary expense? I just think that if you are living pay check to pay check, there has to be sacrifices, and prioritizing to be made and done. Life is as hard as you make it. It doesn't always have to be so hard. ***