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Kmart or Walmart for lay away? Help!!

Posted by on Oct. 26, 2013 at 11:27 AM
  • 11 Replies
Which one is a better store to use for lay away for Christmas!? I've never done lay away and I'm thinking it might be best for this Christmas!
by on Oct. 26, 2013 at 11:27 AM
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Replies (1-10):
LadyVoldemort
by on Oct. 26, 2013 at 11:29 AM

Kmart

mommyziegler
by on Oct. 26, 2013 at 11:30 AM
Why? Do they have a fee? And are their toys actually cheaper or about the same?


Quoting LadyVoldemort:

Kmart


Seagodess
by Emerald Member on Oct. 26, 2013 at 11:30 AM

I've only dont layway at kmart. However I hate Kmart. They have horrible prices. However the problem with walmart is that everything has to be at least $15. So as long as you dont plan on getting anything below that, I would suggest walmart.

mommyziegler
by on Oct. 26, 2013 at 11:31 AM
And Kmart has no limit on price?
Anonymous
by Anonymous 1 on Oct. 26, 2013 at 11:32 AM
Never done it but my sister goes to Kmart.
taramac
by Platinum Member on Oct. 26, 2013 at 11:33 AM
We have always used Kmart and love it.
LadyVoldemort
by on Oct. 26, 2013 at 11:34 AM
1 mom liked this

Kmart – layaway available both online and in stores

  • Eligible items: Most items (if you shop online, look for the words “Available for Layaway” on product pages)
  • Requires down and biweekly payments – you can pay online and arrange your pickup online
  • Upfront fee: $0 through Nov. 23
  • Non-refundable cancellation fee applies (no cancellation fee in Ohio)
  • Not available in all Kmart stores
  • The 12 week layaway option is available on purchases over $300
  • ShopYourWay members earn up to $10 back in points when a layaway contract is completed, in store only. Exclusions apply, see store for details.

Walmart has a new layaway plan for 2013. Here is how it works:

The Walmart layaway program for 2013 began on September 13th  and will end on December 13th.

This year, shoppers will be able to layaway infant toys and automotive accessories such as speakers and stereos in addition to small appliances, large exercise equipment,  some sporting goods such as trampolines, toys and electronics of $15 or more, including dolls, bicycles, video games and televisions,

Walmart will require that each item be priced at $15 or higher and the total of your layaway purchase must be at least $50.

A down payment of $10 or 10% will be required, whichever is greater and that will be applied toward the purchase. New this year, there is no fee to open the account. There is a $10 fee if the order is cancelled, however cancellation fees do not apply in Ohio, Maryland, Rhode Island or the District of Columbia.

Quoting mommyziegler:

Why? Do they have a fee? And are their toys actually cheaper or about the same?


Quoting LadyVoldemort:

Kmart




TranquilMind
by Ruby Member on Oct. 26, 2013 at 11:34 AM

 Save your money and buy when you can. 

PoisonEyeV
by Sapphire Member on Oct. 26, 2013 at 11:34 AM

I would go with Kmart only because they have the option of making payments online which would be SO much more convenient for me. Where as Walmart, you can't.

Katkinson
by on Oct. 26, 2013 at 11:35 AM

Kmart.  Wally has regulations on stuff.  To my knowledge, KMART does not. 

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