My daughter is a single mom of 3. She didn't chose to be a single mom of 3. Her DH left her for another man. Her high school sweetheart (since they were 15) decided after 10 years and 3 kids, he wanted to date a guy. He will not pay his child support, he says she makes enough and he provides for them at his house so he isn't paying it. CSE is dragging their feet on prosecuting him.
So, the beginning of last month her boss tells her it is time for her raise and she is going to get 25cents on the hour and actually asks her if she wants it. She said yes and didn't even think about it. $10 per week. No big deal, right?
Like she is supposed to, she reported the increase to her case worker. She gets $360 a month in food stamps and medicaid for her kids. Or rather got. She got the letter last week that the $10 more each week she makes, which she is NOT seeing at all because it bumped her taxes up, now takes her over the income limits.
For $40, she lost $360 in food stamps and the kids medicaid. Her insurance through work for a family plan is $350.
So the 25cent raise is actually making her bring home about $25 LESS on her paychecks. She lost her $360 in FS, and now has to pay out $350 to have insurance. $760 basically. Over 25 cents an hour.
She was already stretching every $1 she had to make ends meet. She brings home about $1500 a month. Her rent is $800 a month, which is average for a 3 bedroom, 2 bath apartment. Her car is almost paid for, another year at $300 a month. She doesn't have internet at home, she doesn't have DISH, DirecTV or cable. She uses the Walmart Family mobile plan ($40 a month) for her one phone. I watch her kids for free. Her utilities run about $200 (electric, water, sewer) She also has student loans of $75 a month. That leaves her $85 each month to pay her car insurance and buy gas. With now having to buy groceries and pay for the insurance, it is going to put her in the hole by $600-$800 each month.
She is a college graduate. She went to school to become a phlebotimist then a medical assistant and had just enrolled in school to start her nursing degree when her husband left. (She had to drop those courses) She has no idea what she is going to do.