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Mom Confessions Mom Confessions

Would you say we were financially responsible?

Anonymous
Posted by Anonymous
  • 23 Replies
Our net income is about $30k. We pay all of our bills on time and are able to put $3-400 a month into savings. We also are going to be able to bank our entire tax return, since we're not behind on anything.

Would you say we're financially responsible? What are your thoughts on our situation?
Posted by Anonymous on Jan. 21, 2014 at 11:44 PM
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Replies (1-10):
Anonymous
by Anonymous - Original Poster on Jan. 21, 2014 at 11:58 PM
Bump
Sparklepants747
by Queen Annie on Jan. 21, 2014 at 11:59 PM

I would say you are. If you have six months or more worth of income in savings, maybe you could consider investing some for retirement. That's the only change I see! 

dmarie2101
by Ruby Member on Jan. 22, 2014 at 12:01 AM
4 moms liked this

im just going to give you the pat on the back youre fishing for.

*pat pat pat*

there you go. you can dock the boat and go home now.

Anonymous
by Anonymous - Original Poster on Jan. 22, 2014 at 12:02 AM
We both have 401ks as well. We do plan on contributing more when we are able. Right now, a set amount is taken out of our checks and matched by the company.

Quoting Sparklepants747:

I would say you are. If you have six months or more worth of income in savings, maybe you could consider investing some for retirement. That's the only change I see! 

Anonymous
by Anonymous on Jan. 22, 2014 at 12:02 AM

Sounds like you're being responsible.

Anonymous
by Anonymous on Jan. 22, 2014 at 12:04 AM

Do you have any debt?

Anonymous
by Anonymous - Original Poster on Jan. 22, 2014 at 12:05 AM
1 mom liked this
It's just a question to see how we're doing relative to a sample group of our peers. I feel like we're so behind, and it took a lot of hard work and bad times to get to this point. And yes, it may not be much, but I am proud of us.

I'm sure you're just aiming for likes for your oh-so-witty sarcasm as well. So good for you, you nailed the MC bitch 'tude.

Quoting dmarie2101:

im just going to give you the pat on the back youre fishing for.

*pat pat pat*

there you go. you can dock the boat and go home now.

Anonymous
by Anonymous - Original Poster on Jan. 22, 2014 at 12:06 AM
Just a small amount of medical debt. It should be gone by the end of this year, I've set up a payment plan.

Quoting Anonymous:

Do you have any debt?

Anonymous
by Anonymous - Original Poster on Jan. 22, 2014 at 12:07 AM
I feel like we're so far behind everybody else, kwim?

Quoting Anonymous:

Sounds like you're being responsible.

leksismommy
by Gold Member on Jan. 22, 2014 at 12:10 AM
Sounds A LOT better than most on that income. I say good job momma!!!
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