My BIL got a wild hair up his ass and decided to go buy a new car--did not consult his fiance(and child's mother), just left work 'sick" and went and got a new car. He got a 08 Chevy Malibu LT, 83k miles. sticker price: $12995, trade in for his car ;$3000. He did not read any of the paperwork, just saw a shiney car and signed his name on the dotted line. My DH called him while he was there so we knew what he was doing and tried to talk him out of it, told him to get a loan through his bank--a credit union. a few hours later he pulls up in his new car, and I asked for his contract...Total cost of the car? $25K after finance charges....KBB value is only around $9K..so he is already completely upside down on the car. Is it normal to pay that much in finance charges and stuff, or did he just make a salesman's day? Had it been another car, I wouldnt think it was so bad--a nissan or a toyota...but a malibu with almost 100k miles? That car wasnt worth $25k in 2008!