I'm going to start off by saying that my family only brings in about 1700$ after taxes. I guess it's fair to say that we are poor. What I don't understand is how a family who makes 2X or more than my family can be broke. We have full rent, a car payment, car insurance, medical and dental (which we don't really use), internet/cable, smart phones. Our daughter is in ballet and AWANA. We often only come out with 100-200 extra every month after bills, gas and food. Our housing costs are oover half our income if you include electricity/water/garbage (no sewer, on septic).
I really feel like people who make 2X or more than we do and complain of being broke are just living beyond their means. If you can't afford a 350$ a month car payment, GET A CHEAPER CAR!! If you can't afford your mortgage, GET A SMALLER OR CHEAPER HOUSE!! I can understand if these financial obligations happened before a job loss or pay cut but why do people complain of being in debt when they put themselves there?