I want to use the tax refund to go back to school. I only have one year left. I'm sahm. My little ones are going to start school fall next year. I will be returning to work outside the home. My husband is not too excited unless its a iphone but he is worried because its a lot of money going to one thing. Right now I'm so discouraged. We will have a thousand left over if I use the tax return for school. Not sure what to do.