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Mom Confessions Mom Confessions

my inlaws are mad we won't give them $6,000

Anonymous
Posted by Anonymous
  • 172 Replies
They got behind on their mortgage and now owe over $6000 that they don't have. For a while, fil couldn't work due to a car accident injury so they couldn't pay the mortage. They thought that they would pay back the money when they sued the person who hit him but as it turns out, his headlights not being on made him partially at fault so he didn't get anything. they were told that they have 6 months to pay the money back or the bank will foreclose on the house. They called us to let us know that they needed six thousand dollars. Now we are not rich we do ok but we have 4 kids and DH makes about $4000 a month. Usually, after paying all the bills and buying every thing we need for the month we put $250 in savings ( which currently has about $7000 in it) so it's not like we are in the position to give them $6000. well we told them that we cannot give them $6000 . apparently though MIL didn't believe us and hacked into our bank account online which I never thought about it but it's surprisingly easy to do if you know the person social security number and can answer the security questions which of course as DH'S mother she knows. she called us and told us what she had done and told us that we are greedy and selfish because she saw that we have $7000 savings and could help them out but are choosing not to. our checking account balance is generally anywhere from 3000 DH gets paid every two weeks and about $1000-800 or so after everything is paid. so after everything is paid at the end of the month we generally have about $8000 to our names and they want us to give them, not loan give, 6000. I couldn't believe that she talk to us like that and I reminded her that we have 4 children to provide for and we can't be left with almost no money so we can bail them out. well then she said "you just wait until we get kicked out of our house and we'll have to come live with y'all." Dh asked her what made her think they were going to be welcome to come live with us especially after the way she just talked to us. I'm just livid. During the time fil couldn't work I brought them groceries most weeks, we paid their car payment probably half the time and we were giving them between $100- $300 at least once a month so it's not like we haven't already helped them out substantially. She later called and said that she worked out the way we be able to give her the money. She said that if dh worked one extra shift that's 12 hours, every week he would make after taxes about $300+ per shift which means that by the 6 month deadline we would have to six thousand dollars to give to her. WHAT???? DH told her that she was crazy and if he was going to work that much extra and miss out on time with our children it would be to make extra money for us not to hand the money over to her. I feel bad for their situation or at least I did before mil got nasty about it because they don't have anyone else to ask as sil is broke with 3 kids and they really don't have any other family that even might have the money to give but seriously I cannot believe that they're acting like it's our obligation to give them the money.since all this happened a week ago Mil has called at least 3 times a day to nag us about the money and honestly I'm about to block her number
Posted by Anonymous on Mar. 15, 2014 at 1:57 PM
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Replies (1-10):
Anonymous
by Anonymous - Original Poster on Mar. 15, 2014 at 1:58 PM
2 moms liked this
Sorry there are no paragraphs. I am on mobile
Amybelle
by on Mar. 15, 2014 at 2:01 PM
1 mom liked this

tldr...just skimmed ....tell her to pawn stuff or take a payday loan

krusesbaby
by Platinum Member on Mar. 15, 2014 at 2:02 PM
2 moms liked this
Ur mils crazy.
Why dont they try to refinance? Oe apply for a hardship thing?
littlesippycup
by Ruby Member on Mar. 15, 2014 at 2:02 PM

Has FIL gone back to work?

LiliM
by Platinum Member on Mar. 15, 2014 at 2:02 PM
37 moms liked this
Report her to the bank and the cops for hacking into the bank account.

Change all your passwords. Block their number.

Start documentation for a potential restraining order.

But first and foremost lock down ALL your financial shit. MIL may try to move money. Coordinate with the bank to make sure no money moves without permission.
Anonymous
by Anonymous 2 on Mar. 15, 2014 at 2:03 PM
1 mom liked this
Oh don't help them out, let them lose their house and then they can live with you.
Anonymous
by Anonymous - Original Poster on Mar. 15, 2014 at 2:05 PM
1 mom liked this
Quoting Anonymous: Oh don't help them out, let them lose their house and then they can live with you.
as Dh said who said they're going to come live with us?
Anonymous
by Anonymous 3 on Mar. 15, 2014 at 2:05 PM
6 moms liked this
I would go absolutely nuclear on ANYONE who hacked into my bank account.
Anonymous
by Anonymous 4 on Mar. 15, 2014 at 2:05 PM
They need to get in contact with their mortgage company and work out a repayment plan. Foreclosure is VERY expensive for the finance company. They don't WANT to do it, so they will try to work with a willing borrower.
Anonymous
by Anonymous - Original Poster on Mar. 15, 2014 at 2:06 PM
Quoting littlesippycup:

Has FIL gone back to work?

yes and they have money to pay their own bills however they know it's coming up with that 6000
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