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FML .... what's freaking good enough?!?!

Anonymous
Posted by Anonymous
  • 13 Replies

We're in the process of buying a home... going with the first time home buyers 100% down. We've worked our butts off on DHs credit and it's above the requirements... now we make to much money by 10k FML! We can't catch a break. A downpayment is going to run between 4-5K!!! I wanna scream!

Posted by Anonymous on Jan. 6, 2015 at 3:53 PM
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Replies (1-10):
DarksMama
by Ruby Member on Jan. 6, 2015 at 3:55 PM
1 mom liked this

If your biggest problem buying a house is coughing up the $4-5K...then lucky you!

Jezzi86
by on Jan. 6, 2015 at 3:56 PM
Our down payments going to be in the 30 thousand range!

That does suck, try to save, giving it a bit more time after waiting this long isn't the worst thing ever :)
Seagodess
by Emerald Member on Jan. 6, 2015 at 3:56 PM

 When we were looking to buy our first house, we applied for one program and made $13 a month to much to qualify.

brettsmomma
by ~Tammie~ on Jan. 6, 2015 at 3:56 PM

 I know my opinion isn't popular by far in this day and age of getting what you want before you can pay for it. BUT we saved our money and bought a tract of land. now we are saving to build our dream house. No mortgage. No debt.

Anyways good luck to you in the house search!

lucky2Beeme
by Emerald Member on Jan. 6, 2015 at 4:00 PM

100 %down ? then saying you cant afford 4/5 K  Sorry I am confused.

Anonymous
by Anonymous 2 on Jan. 6, 2015 at 4:02 PM
1 mom liked this

We did that years ago.  No money down - 100% mortgage.  Biggest. Mistake. Ever.

If you can't afford the down payment, you're not ready to be a homeowner.  Take it from someone who learned the hard way.

Anonymous
by Anonymous 2 on Jan. 6, 2015 at 4:02 PM

I believe she meant 100% financed.

Quoting lucky2Beeme:

100 %down ? then saying you cant afford 4/5 K  Sorry I am confused.


lucky2Beeme
by Emerald Member on Jan. 6, 2015 at 4:04 PM
2 moms liked this


Quoting Anonymous 2:

I believe she meant 100% financed.

Quoting lucky2Beeme:

100 %down ? then saying you cant afford 4/5 K  Sorry I am confused.

LOL thanks that's what I was thinking but being CM I had to ask !

Surround yourself with people that add to your life not subtract from it.

DisabledVet
by Ruby Member on Jan. 6, 2015 at 4:05 PM

Are you sure you mean 100% down. That would mean no mortgage. There are quite a few types of loans out there. Check them out

Anonymous
by Anonymous 1 - Original Poster on Jan. 6, 2015 at 4:35 PM
100% financed sorry for the confusion! We're already paying rent on the place so the house payment is right along the lines of the rent payment and it's affordable for us. We just don't have that much available. We've got about 2k in savings.
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