Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)

Is it possible to raise your credit score?

Posted by on Jan. 31, 2015 at 9:58 AM
  • 2 Replies

Is it possible to raise your credit score up within six months? Dh has a 596 and we would love to get a 620 within 6 months. we pay cash for pretty much everything but we are thinking about getting a credit card to help with our credit ( low amount and pay it off entirely each month)

by on Jan. 31, 2015 at 9:58 AM
Add your quick reply below:
You must be a member to reply to this post.
Replies (1-2):
remsed
by on Jan. 31, 2015 at 10:09 AM
I don't know if you could do it in 6 months but I do know a way to improve it! Get a credit card, I would recommend one with a low balance like $300 so you don't get tempted! And instead of paying it in full just make payments. I always do more than the minimum and usually 50% of the total balance. What you want to do is leave a balance on it. What this will show is you're making payments on time every month.

This is what I did and now my score is so much more better!
LyTe684
by on Jan. 31, 2015 at 10:11 AM
I think it'll take more time than that. JMO. He should get a secured credit card to help him start building.

Good luck.
Add your quick reply below:
You must be a member to reply to this post.
Join the Meeting Place for Moms!
Talk to other moms, share advice, and have fun!

(minimum 6 characters)