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Budget help me i don't know how i am going to do this

Anonymous
Posted by Anonymous
  • 278 Replies
Bills
1st - $162 cell phone ( already been lowered from $190)
10th -$200 electric ( summer time can go up to $250)
18th - $45 water ( between 35-45)
18th -$65 at&t ( Internet )
18th- $165 car insurance ( full coverage one liability on the other )
18th - rent $750
25th- vehicles payments $350
25th $300 health insurance


Gas for dh back& forth to work $100-120 wk $400-$480 monthly
Food $100 wk $400 month.

If i added correctly that is $2916 month

Our issue is on 40 hr we only bring in $2800 after taxes. Some months dh gets overtime but that isn't guaranteed and I don't want to use it in our Budget.

There is added expenses too like copays for meds for kid $50-100 gas for me maybe $50 but if I have to leave town can go up to $100 wk.
Household supplies, and hygiene like soap, shampoo , laundry soap, dish soap which I purchase at the family dollar store.

We had ab added expense because we had to purchase another vehicle when my stop working and suddenly our children health insurance went up.

Before anyone ask no I don't work. I won't add why?

I was doing $400 wk out of $700 for bills $100 for food $100-120 wk gas.

Help!
Posted by Anonymous on Mar. 15, 2015 at 11:17 AM
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Replies (1-10):
Anonymous
by Anonymous 2 on Mar. 15, 2015 at 11:20 AM
1 mom liked this
Yall really need to get rid of some of the extras yall are living above yall means.
MrsDavidB25
by Stacey on Mar. 15, 2015 at 11:21 AM
5 moms liked this

 What do you want help with? The answer is your DH needs a second job or you need to be working too. That is the only answer here.

nmkj
by Emerald Member on Mar. 15, 2015 at 11:22 AM
1 mom liked this
There's an obvious solution but I'm sure you'll have a million excuses.
0Kit0
by Gold Member on Mar. 15, 2015 at 11:22 AM

You have to let some stuff go or look for a cheaper place to rent. That or find a way to add to the income. Sorry.

Spare.Time
by Emerald Member on Mar. 15, 2015 at 11:22 AM
Food pantry
One car

You spend more on gas than food
OwlNuggets
by HAIL NUGGY! on Mar. 15, 2015 at 11:22 AM

we pay $90/month for two smart phones. verizon pre-paid.

Anonymous
by Anonymous 3 on Mar. 15, 2015 at 11:23 AM
2 moms liked this
Obviously the bills you have aren't going to be covered by the income you have.

No one here is going to come up with some clever plan to spin straw into gold and if this is like 99.999% of the other posts just like this, any feasible suggestions will only be shot down with a million excuses.

Either find a way to decrease your expenses or increase your income. You may even need to find a way around whatever makes you think you can't work and find a job anyway.
curvygurl1912
by on Mar. 15, 2015 at 11:23 AM
2 moms liked this

I don't know of any magical solution to make $2800 cover over $2900 of expenses. You have to have more coming in than going out. You have to get creative to generate more income or decide what you will live without.

PickYourPoison
by on Mar. 15, 2015 at 11:23 AM
Ditch the Internet, and see if they have an energy saving thing for your electric. That's living above your means.
Not_A_Native
by Ruby Member on Mar. 15, 2015 at 11:24 AM

 

Quoting MrsDavidB25:

 What do you want help with? The answer is your DH needs a second job or you need to be working too. That is the only answer here.

 This. It's simple math.

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