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We're never going to get caught back up

Posted by Anonymous   + Show Post

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We got behind on some of our bills in dec and January. Weather related. Dh is back working but he isn't getting many hours. He'll go in and it will start raining and get sent home. If he works all day today. He'll have 30 hr next week. Which will make for a crappy check. i am trying to pay extra on my rent weekly to get it caught up. I am paying weekly until we get it caught up. as of right now i am only able to pay an extra $100 a week and my rent is $825 a month. But i also have a car payment i got behind on and i am paying $100 a week on too. When it is normally $150 biweekly.
His check this week was only $500 Because he didn't even get quite 40 hrs last week. My check was $600 but i get paid bi weekly. But i have $175 car insurance to pay, $100 car, $400 in rent. After all of that well have $200 left. And now it looks like it will rain all next week too.

Next week dh check will be shit and i got my cell phone automatically coming out.

I am waiting on our taxes which isn't much but is enough to get us caught up. But ut hasn't moved past received. It has been there for over a week. I jopr2 it gets deposited next week. Otherwise i won't be able to pay extra on my rent
I just want to get caught up. I am also behind on our credit cards and they are blowing our phone up.

Just a vent after i checked next weeks weather. Ugh
Posted by Anonymous on Feb. 9, 2018 at 11:48 AM
Replies (11-20):
rockymtngirl
by Ruby Member on Feb. 9, 2018 at 12:01 PM
Oh, ok. I just never heard of it.

Quoting Anonymous 1: It is $150 biweekly. It was done that way because it lowered how much interest we would have to pay.

Quoting rockymtngirl: You pay your car payment twice a month? That is odd. It sounds like you've blown your credit with the cc's.
Anonymous
by Anonymous 4 on Feb. 9, 2018 at 12:01 PM
I feel the same way. It costs us 6000 a month for all our bills including child support. We couldn’t pay January’s bills and now here’s February and we can’t pay all of February’s bills. My grandmother is loaning us money to help the most important bills but we have to pay her back. It feels like we are never going to get caught up.

And before anyone balks at our monthly bills rent, child support, and health insurance take up 4K of our bills
CannotCount
by It's Misspelt on Feb. 9, 2018 at 12:02 PM
1 mom liked this
Why is that odd? I pay our car loan and mortgage biweekly. You pay less in interest that way.

Quoting rockymtngirl: You pay your car payment twice a month? That is odd. It sounds like you've blown your credit with the cc's.
MrsDavidB25
by Stacey on Feb. 9, 2018 at 12:03 PM
3 moms liked this

So if a landlord expects rent on the specified day in the lease they are assholes?  Are you being serious?

Quoting Anonymous 1: Some landlords are not assholes and understand shit happens. As long as you are making ab effort they will work with you. It isn't like we just stop paying. We did talk to him about .
Quoting MrsDavidB25:

So you are behind on rent?  What kind of landlord is ok with the tenants not paying rent on time? I was under the impression you had to pay or face eviction.


Anonymous
by Anonymous 5 on Feb. 9, 2018 at 12:05 PM
1 mom liked this

I always wonder about this question. 

Do you really think everyone lives and works where you can just jump into an Uber?

Our current town doesn't even have bussing let alone Uber. 

The city council refuses to even allow anyone to start a taxi company in this town.

Quoting hotspice58:

Is there any way you can get rid of the car and insurance and use uber or lyft? 


hotspice58
by Platinum Member on Feb. 9, 2018 at 12:07 PM
1 mom liked this

I realize that but in asking, the OP can do away with car insurance and get caught up.  No need to be nasty about it.

Quoting Anonymous 5:

I always wonder about this question. 

Do you really think everyone lives and works where you can just jump into an Uber?

Our current town doesn't even have bussing let alone Uber. 

The city council refuses to even allow anyone to start a taxi company in this town.

Quoting hotspice58:

Is there any way you can get rid of the car and insurance and use uber or lyft? 


Anonymous
by Anonymous 5 on Feb. 9, 2018 at 12:09 PM

DH pays his truck payment weekly. 

I pay my Aarons weekly as well. (I know Aarons is a bad company but it was that or least $100 a month going to the laundromat)

My credit was blown by the exDH I have 2 more years of hell before I can even think of trying for normal credit again.

Quoting rockymtngirl: You pay your car payment twice a month? That is odd. It sounds like you've blown your credit with the cc's.


Anonymous
by Anonymous 5 on Feb. 9, 2018 at 12:11 PM

Are you on your monthly because I wasn't nasty. 

You need to calm down and reread a bit. Sadly 90% of you women on here think that everyone lives where you do.

Quoting hotspice58:

I realize that but in asking, the OP can do away with car insurance and get caught up.  No need to be nasty about it.

Quoting Anonymous 5:

I always wonder about this question. 

Do you really think everyone lives and works where you can just jump into an Uber?

Our current town doesn't even have bussing let alone Uber. 

The city council refuses to even allow anyone to start a taxi company in this town.

Quoting hotspice58:

Is there any way you can get rid of the car and insurance and use uber or lyft? 



Anonymous
by Anonymous 6 on Feb. 9, 2018 at 12:13 PM
I'm sorry dh has been low on hours too and it sucks! Thankfully we have savings and our state has a partial unemployment that helps some but so far we have only seen $183 from that.
Thankfully he's giving his notice to this job today and will start one with more work soon!
Anonymous
by Anonymous 7 on Feb. 9, 2018 at 12:14 PM
1 mom liked this

Any man or woman who works in the trades seems to be very, very dependent on the weather. They go through weeks and even months where they are making very little . Is there anyway you both could cut up the credit cards you don't need, consolidate your credit card debut and once you pay it off, never again hold a balance?

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