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Ok Liberals, how do you all fix this?

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Social Security Disability Fund Nears Collapse

The number of Americans receiving Social Security disability benefits has soared in recent years and is threatening to push the program into insolvency.

Federal funding from other sources, including incoming payroll taxes, covers 79 percent of disability insurance payments, which average $1,111 a month. But that leaves 21 percent uncovered if the disability insurance fund runs out of money.

Nearly 11 million Americans currently receive disability benefits, and last year the program cost taxpayers $132 billion — more than the combined annual budgets of the Departments of Agriculture, Homeland Security, Commerce, Labor, Justice, and the Interior.

About 1 in 18 working-age, nonretired Americans now receive disability payments, according to Pamela Villarreal, a senior fellow with the National Center for Policy Analysis.

“The pot of money the Social Security Administration is using to cover disability insurance is projected to run dry in 2016,” Businessweek reports. “That means that out-of-work disabled Americans, plus their spouses and children, who also qualify for benefits, would see their checks shrink 21 percent.”

The disability rolls have grown 23 percent since 2007, in large part because of the bad economy. Unemployed Americans who exhaust their unemployment benefits have been seeking disability benefits for assistance.

The disability program formerly benefited people with debilitating conditions such as strokes and cancer. But Congress expanded the benefits pool to include such claimed ailments as depression, back pain, and chronic fatigue syndrome.

Exacerbating the financial pressure on the program: Disabled workers can go on Medicare after a two-year waiting period, regardless of their age, which encourages low-income workers without health insurance to try to qualify for disability — and to remain in the program once they do qualify. Disability status also makes recipients eligible for food stamps and other benefits. Fewer than 1 percent of those who start collecting benefits return to work.

But the Social Security Administration claims it doesn’t have the funds to conduct periodic reviews of beneficiaries to see who is actually entitled to benefits, and currently has a backlog of 1.4 million reviews.

“That both parties are ignoring the issue aggravates Republican Senator Tom Coburn (Okla.), one of the few lawmakers who want the program overhauled,” Businessweek observes.

Coburn says Congress could curb spending on the program by demanding more aggressive screening of applicants and more incentives for them to go back to work.

Until then, Villarreal says, the “Social Security disability system is fraught with poor incentives, high costs and an unsustainable future.”

by on Jun. 24, 2012 at 5:28 PM
Replies (21-30):
godotherightthi
by on Jun. 25, 2012 at 3:42 PM
1 mom liked this

 "The disability rolls have grown 23 percent since 2007, in large part because of the bad economy. Unemployed Americans who exhaust their unemployment benefits have been seeking disability benefits for assistance. "

This part of the article really distrubes me.  There is obvious fraud going on here - SSD is for disability, not unemployment.  A jump in unemployment should not result in a jump of disabilities.

Kate_Momof3
by Platinum Member on Jun. 25, 2012 at 4:27 PM

The problem isn't those who are applying; it's the change in the standards and what qualifies someone for SSD. As someone who has an illness (MS) that often does require SSD to maintain a decent quality of life, I find the fact that my ex-uncle who decided he didn't want to work anymore and start being the artist he always fancied himself to be getting a doctor to convince SS that he had bi-polar dispicable...especially when his son, who is epileptic, would rather work his fingers to the bone at an $8/hr job before thinking of applying.

Quoting godotherightthi:

 "The disability rolls have grown 23 percent since 2007, in large part because of the bad economy. Unemployed Americans who exhaust their unemployment benefits have been seeking disability benefits for assistance. "

This part of the article really distrubes me.  There is obvious fraud going on here - SSD is for disability, not unemployment.  A jump in unemployment should not result in a jump of disabilities.


pvtjokerus
by Gold Member on Jun. 26, 2012 at 5:14 AM

At what point does the gov step up and say enough is enough?  We can't fix everyone. The ship is sinking and at some point we have to plug the holes or the entire ship is going under....... 

Quoting Kate_Momof3:

It's a tough call when you start accusing people of scamming the system when the system changed to accommodate a lot more conditions. If you have depression, for example, and you're unemployed with few prospects of getting a decent job, and receiving disability is what's going to keep you from losing your house, I don't think that's scamming. It's surviving.

Quoting pvtjokerus:

I like the elimination of the pensions for elected retired officials.  I also think that many are scamming the system.  Social Security is broken but yet we have big government raiding it to pay the disability portion but big gov is doing nothing to fix it at this point.

Quoting Kate_Momof3:

Why is this a "liberal" problem? What are your thoughts on fixing it? Or are you one of those people who'd rather just cut down other's ideas without offering any of your own?

Personally, I'd go back to the old school way of doing SSD. I'm sorry, but depression and back pain are evident in most workers. I know my dh deals with some pretty tough physical pain sometimes . He's a landscaper. You know what he did? He worked really hard last year, expanded his business and is now making enough money to pay someone to do the heavy lifting. And when things are not going so great and we're paying for milk from our change jar, he's pretty depressed. He's not blue; he's despondant. He sleeps half the day and can be difficult to deal with on any level. He gets through it though with some help.

I think the best thing we can do to keep people off SSD is to provide them with affordable access to healthcare. Getting regular check ups and quick intervention can help prevent a lot of the injuries and illnesses. How do we pay for this? I'd first eliminate pensions for retired elected officials. Unless they can prove they are dependant upon it, they can do without it. And then I'd start overhauling corporate welfare.

I'm not saying this is the solution; just my experience.

 



pvtjokerus
by Gold Member on Jun. 26, 2012 at 5:18 AM

I agree.  I know someone that has MS but was able to work and chose not to.  She started looking for a job but then realized that if she made too much money then she would lose her benefits/SSD. Needless to say, she milked the system and has gotten away with it and there are many like her.

Quoting godotherightthi:

 "The disability rolls have grown 23 percent since 2007, in large part because of the bad economy. Unemployed Americans who exhaust their unemployment benefits have been seeking disability benefits for assistance. "

This part of the article really distrubes me.  There is obvious fraud going on here - SSD is for disability, not unemployment.  A jump in unemployment should not result in a jump of disabilities.


Della529
by Silver Member on Jun. 26, 2012 at 5:44 AM

 Using the "Liberal" shtick in this post, too, huh.

Della529
by Silver Member on Jun. 26, 2012 at 5:45 AM

 When did the "baby-boomer" generation end?

timeforprogress
by Bronze Member on Jul. 3, 2012 at 3:31 PM

Read my last sentence.

Quoting pvtjokerus:

But where would you get the funding since the government has been raiding the SS pot to pay for this?

Quoting timeforprogress:

First of all, I would put together a team of experts in education, social work, mental health, economics, finance, and business.  Ultimitately, I would take the veiws of these various experts to come up with a plan.

This plan would make use of the education system, social workers, mental healthcare workers, private business, charity, and other available public programs.  The aim would be to use a holistic approach to helping the disabled into becoming capable of caring for themselves.  The only people who should receive lifetime funding will be those who are truly unable to work.  These people don't need pocket money as much as they need a safe place to live, a care taker, and something to be

This is my general solution for all that ails us.  I beleive, if we just took half of our defense budget and invested it into health and education, that we could make this country great again.  



matreshka
by Gold Member on Jul. 3, 2012 at 3:34 PM

Fix our health care system so that people get preventative medicine and can afford to see doctors and specialists before the illnesses get debilitating.  Just a thought.

Push the ticket-to-work program to help people on disability find part-time or any sort of work they can handle with their disability if possible.

pvtjokerus
by Gold Member on Jul. 5, 2012 at 9:26 PM

Ahhhh, you would rather be more like France, huh?  How about the gov stop trying to support all of the illegals and those that are milking the system?  That would save more money! ;  )

Quoting timeforprogress:

Read my last sentence.

Quoting pvtjokerus:

But where would you get the funding since the government has been raiding the SS pot to pay for this?

Quoting timeforprogress:

First of all, I would put together a team of experts in education, social work, mental health, economics, finance, and business.  Ultimitately, I would take the veiws of these various experts to come up with a plan.

This plan would make use of the education system, social workers, mental healthcare workers, private business, charity, and other available public programs.  The aim would be to use a holistic approach to helping the disabled into becoming capable of caring for themselves.  The only people who should receive lifetime funding will be those who are truly unable to work.  These people don't need pocket money as much as they need a safe place to live, a care taker, and something to be

This is my general solution for all that ails us.  I beleive, if we just took half of our defense budget and invested it into health and education, that we could make this country great again.  

 



_Kissy_
by on Jul. 5, 2012 at 10:52 PM
Didn't I read that someone said liberals grow up to be conservatives? Well they are the ones on the teet, ask them
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