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News & Politics News & Politics

72 Million Will Go Without Health Insurance Under Romney’s Health Plan

Posted by on Oct. 3, 2012 at 2:01 PM
  • 22 Replies
One of the myriad things presidential contender Mitt Romney has pledged to do on day one of his presidency is to repeal the Affordable Care Act, President Obama’s signature health care reform legislation, and replace it with “market drive” reforms. But a new study estimates that the effort would actually increase the number of uninsured Americans to 72 million and increase costs across the board.

The Commonwealth Fund report considered Romney’s proposal in full, including his plans to transform Medicare into a “premium support” structure and convert Medicaid into a block grant for the states. Romney would also “equalize the tax treatment of employer-based coverage and plans purchased in the individual insurance market,” allow insurance companies to circumvent state-based consumer protections to sell subprime plans “across state lines,” and push sicker Americans into expensive high-risk pools. The changes will make it harder for the 129 million Americans with pre-existing conditions to find coverage.

As a result, 72 million Americans would be unable to obtain insurance —more than if the Affordable Care Act had not become law in the first place:

Out-of-pocket spending and premiums would also increase, since Americans would lose “the combination of premium tax credits, limits on out-of-pocket spending, and consumer protections” that will reduce “costs for people purchasing coverage through the new insurance exchanges or the individual market”:

Romney’s plan would hit young adults between the ages of 19 and 29 the hardest, with an estimated 41.4 million uninsured (PDF) under his plan. That contrasts sharply to Obama’s health care reform, which will drop the uninsured in that age group down to 16 million, mainly thanks to the provision allowing adults up to 26 years old to remain on their guardians’ insurance.

The Republican candidate’s plan would also be particularly tough for low-income people or people living in poverty, who, under Obamacare, will be eligible for coverage in most states through the expansion of the Medicaid program. With Romney’s cuts to Medicaid, however, the number of uninsured people within 138 percent of the federal poverty line would grow from a baseline of 38.6 million to 43.7 million

http://mobile.commonwealthfund.org/Publications/Fund-Reports/2012/Oct/Health-Care-in-the-2012-Presidential-Election.aspx



http://www.hhs.gov/news/press/2011pres/01/20110118a.html
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by on Oct. 3, 2012 at 2:01 PM
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gsprofval
by Gold Member on Oct. 3, 2012 at 2:15 PM
4 moms liked this

Health care is more than just one-sixth of the American economy. It is an essential source of well-being for individuals and families.

Our health care system is blessed with many extraordinary strengths. It produces and attracts the best and the brightest across all fields of medicine, and provides unparalleled innovation, choice, and quality of care. But it also faces significant challenges: high cost, inefficiency, inconsistency, and tens of millions of Americans lacking insurance coverage. We can fix these problems.

OBAMA'S FAILURE

Unfortunately, the transformation in American health care set in motion by Obamacare will take us in precisely the wrong direction. The bill, itself more than 2,400 pages long, relies on a dense web of regulations, fees, subsidies, excise taxes, exchanges, and rule-setting boards to give the federal government extraordinary control over every corner of the health care system. The costs are commensurate: Obamacare added a trillion dollars in new health care spending. To pay for it, the law raised taxes by $500 billion on everyone from middle-class families to innovative medical device makers, and then slashed $500 billion from Medicare.

Obamacare was unpopular when passed, and remains unpopular today, because the American people recognize that a government takeover is the wrong approach. While Obamacare may create a new health insurance entitlement, it will only worsen the system’s existing problems. When was the last time a massive government program lowered cost, improved efficiency, or raised the consistency of service? Obamacare will violate that crucial first principle of medicine: “do no harm.” It will make America a less attractive place to practice medicine, discourage innovators from investing in life-saving technology, and restrict consumer choice.

In short, President Obama’s trillion dollar federal takeover of the U.S. health care system is a disaster for the federal budget, a disaster for the constitutional principles of federalism, and a disaster for the American people.

MITT'S PLAN

On his first day in office, Mitt Romney will issue an executive order that paves the way for the federal government to issue Obamacare waivers to all fifty states. He will then work with Congress to repeal the full legislation as quickly as possible.

In place of Obamacare, Mitt will pursue policies that give each state the power to craft a health care reform plan that is best for its own citizens. The federal government’s role will be to help markets work by creating a level playing field for competition. 

Restore State Leadership and Flexibility

Mitt will begin by returning states to their proper place in charge of regulating local insurance markets and caring for the poor, uninsured, and chronically ill. States will have both the incentive and the flexibility to experiment, learn from one another, and craft the approaches best suited to their own citizens.

  • Block grant Medicaid and other payments to states
  • Limit federal standards and requirements on both private insurance and Medicaid coverage
  • Ensure flexibility to help the uninsured, including public-private partnerships, exchanges, and subsidies
  • Ensure flexibility to help the chronically ill, including high-risk pools, reinsurance, and risk adjustment
  • Offer innovation grants to explore non-litigation alternatives to dispute resolution

Promote Free Markets and Fair Competition

Competition drives improvements in efficiency and effectiveness, offering consumers higher quality goods and services at lower cost.  It can have the same effect in the health care system, if given the chance to work.

  • Cap non-economic damages in medical malpractice lawsuits
  • Empower individuals and small businesses to form purchasing pools
  • Prevent discrimination against individuals with pre-existing conditions who maintain continuous coverage
  • Facilitate IT interoperability

Empower Consumer Choice

For markets to work, consumers must have the information and the power to make decisions about their own care.  Placing the patient at the center of the process will drive quality up and cost down while ensuring that services are designed to provide what Americans actually want.

  • End tax discrimination against the individual purchase of insurance
  • Allow consumers to purchase insurance across state lines
  • Unshackle HSAs by allowing funds to be used for insurance premiums
  • Promote "co-insurance" products
  • Promote alternatives to "fee for service"
  • Encourage "Consumer Reports"-type ratings of alternative insurance plans
_Kissy_
by on Oct. 3, 2012 at 2:18 PM
Yep. Same BS posted in the OP.
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mommom2000
by Bronze Member on Oct. 3, 2012 at 2:58 PM
2 moms liked this

None of which will get millions of people covered.  This is a terrible plan that won't work. If  you are going to leave it up to the states and sell across state lines whee do you think the insurance companies would set up base? that would be the state with the fewest regulations, the state where they can cut benefits to the people, so which ever state has the worse standards for coverage, that is what will be the standard offering.  If you want coverage that goes beyond that standard it would be a fortune.

Quoting gsprofval:

Health care is more than just one-sixth of the American economy. It is an essential source of well-being for individuals and families.

Our health care system is blessed with many extraordinary strengths. It produces and attracts the best and the brightest across all fields of medicine, and provides unparalleled innovation, choice, and quality of care. But it also faces significant challenges: high cost, inefficiency, inconsistency, and tens of millions of Americans lacking insurance coverage. We can fix these problems.

OBAMA'S FAILURE

Unfortunately, the transformation in American health care set in motion by Obamacare will take us in precisely the wrong direction. The bill, itself more than 2,400 pages long, relies on a dense web of regulations, fees, subsidies, excise taxes, exchanges, and rule-setting boards to give the federal government extraordinary control over every corner of the health care system. The costs are commensurate: Obamacare added a trillion dollars in new health care spending. To pay for it, the law raised taxes by $500 billion on everyone from middle-class families to innovative medical device makers, and then slashed $500 billion from Medicare.

Obamacare was unpopular when passed, and remains unpopular today, because the American people recognize that a government takeover is the wrong approach. While Obamacare may create a new health insurance entitlement, it will only worsen the system’s existing problems. When was the last time a massive government program lowered cost, improved efficiency, or raised the consistency of service? Obamacare will violate that crucial first principle of medicine: “do no harm.” It will make America a less attractive place to practice medicine, discourage innovators from investing in life-saving technology, and restrict consumer choice.

In short, President Obama’s trillion dollar federal takeover of the U.S. health care system is a disaster for the federal budget, a disaster for the constitutional principles of federalism, and a disaster for the American people.

MITT'S PLAN

On his first day in office, Mitt Romney will issue an executive order that paves the way for the federal government to issue Obamacare waivers to all fifty states. He will then work with Congress to repeal the full legislation as quickly as possible.

In place of Obamacare, Mitt will pursue policies that give each state the power to craft a health care reform plan that is best for its own citizens. The federal government’s role will be to help markets work by creating a level playing field for competition. 

Restore State Leadership and Flexibility

Mitt will begin by returning states to their proper place in charge of regulating local insurance markets and caring for the poor, uninsured, and chronically ill. States will have both the incentive and the flexibility to experiment, learn from one another, and craft the approaches best suited to their own citizens.

  • Block grant Medicaid and other payments to states
  • Limit federal standards and requirements on both private insurance and Medicaid coverage
  • Ensure flexibility to help the uninsured, including public-private partnerships, exchanges, and subsidies
  • Ensure flexibility to help the chronically ill, including high-risk pools, reinsurance, and risk adjustment
  • Offer innovation grants to explore non-litigation alternatives to dispute resolution

Promote Free Markets and Fair Competition

Competition drives improvements in efficiency and effectiveness, offering consumers higher quality goods and services at lower cost.  It can have the same effect in the health care system, if given the chance to work.

  • Cap non-economic damages in medical malpractice lawsuits
  • Empower individuals and small businesses to form purchasing pools
  • Prevent discrimination against individuals with pre-existing conditions who maintain continuous coverage
  • Facilitate IT interoperability

Empower Consumer Choice

For markets to work, consumers must have the information and the power to make decisions about their own care.  Placing the patient at the center of the process will drive quality up and cost down while ensuring that services are designed to provide what Americans actually want.

  • End tax discrimination against the individual purchase of insurance
  • Allow consumers to purchase insurance across state lines
  • Unshackle HSAs by allowing funds to be used for insurance premiums
  • Promote "co-insurance" products
  • Promote alternatives to "fee for service"
  • Encourage "Consumer Reports"-type ratings of alternative insurance plans


erika9009
by Silver Member on Oct. 3, 2012 at 3:12 PM
2 moms liked this

Sorry, I can't believe either sides numbers.

We got fed a bunch of crap numbers for ObamaCare.  It's set up to make you dependent on the government.  What does the government do well that you would trust them with health care?

Then, we have the Rep proposal.  More choice, I think, but I have a hard time with numbers like this too.  So many assumptions.

____________________________________________________

Erika..

Children are a blessing and are never inconvenient.............

godotherightthi
by on Oct. 3, 2012 at 3:15 PM
4 moms liked this

 People don't need coverage for everything.  They need catastrophic coverage.  Until we get insurance out of our "oil changes" - the costs will continue to skyrocket.

pampire
by on Oct. 3, 2012 at 3:21 PM
2 moms liked this

It's part of the GOP's "Kill the Poor" platform.

Xlandria
by Bronze Member on Oct. 3, 2012 at 3:33 PM


Quoting _Kissy_:

Yep. Same BS posted in the OP.

Yeah, that BS seemed to work in MA, didn't it?

Sisteract
by Socialist Hippie on Oct. 3, 2012 at 5:14 PM

Yep, but that would require a systems overhaul and change.

At this point, the first ? out of a providers mouth is regarding your insurance, when it should be what is wrong, and why do you need to be seen.

Insurance is making $$$ off of all of us-

Quoting godotherightthi:

 People don't need coverage for everything.  They need catastrophic coverage.  Until we get insurance out of our "oil changes" - the costs will continue to skyrocket.


Separation of church and state is for the protection of BOTH church and state.
Leading with hate and intolerance only leads to MORE hate and intolerance.
mommom2000
by Bronze Member on Oct. 3, 2012 at 5:38 PM
1 mom liked this

Not true-Preventative care is what will bring down health care costs.  Does it cost more for a colonoscopie or colon cancer removal, chemotherapy, radiation. To only see a doctor when it's catastrophic is an insane idea.  Not to mention the millions of people that have a chronic condition and need to see a doctor regularly and need medication.

Quoting godotherightthi:

 People don't need coverage for everything.  They need catastrophic coverage.  Until we get insurance out of our "oil changes" - the costs will continue to skyrocket.


Sisteract
by Socialist Hippie on Oct. 3, 2012 at 7:32 PM
2 moms liked this

IMO, what she meant was that preventative care should be affordable WITHOUT the need for insurance. Why should a routine, 15 minute physicalfor a healthy adult cost $500 dollars? 

Get the costs down by getting rid of the middleman.

Quoting mommom2000:

Not true-Preventative care is what will bring down health care costs.  Does it cost more for a colonoscopie or colon cancer removal, chemotherapy, radiation. To only see a doctor when it's catastrophic is an insane idea.  Not to mention the millions of people that have a chronic condition and need to see a doctor regularly and need medication.

Quoting godotherightthi:

 People don't need coverage for everything.  They need catastrophic coverage.  Until we get insurance out of our "oil changes" - the costs will continue to skyrocket.



Separation of church and state is for the protection of BOTH church and state.
Leading with hate and intolerance only leads to MORE hate and intolerance.
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