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What Makes You Think Romney Will Create Jobs For Poor And Americans?

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 Ok..

This completely baffles my mind??

Romney claims he wants to create jobs that gets the poor off welfare right??So what are these jobs and how does he propose to create them??

Now he knocks Obama on creating Obama care.....yet he has investments in many small blue collar companies that he makes huge profits from.....out sources....fires American workers...and sells to China....and has the Chinese living in sweat shop conditions and Americans without income,food,homes,and medical??Now if these people did not have Obama and government help the would be homeless.How does Romneys plan help these poor people??

The thing that most of you may not know or even care about is that Obama has a program to get folks off welfare and working.Many of the things offered is job training,and resume classes,and job interview classes,access to the labor dept that has newspaper classifieds,computers,and job employer listings ready to hire.

So what isnt Obama Not doing to create jobs??

Sometimes I think the republican ideology has no empathy for the less fortunate...and can be very self centered.We live in America....lets give equal rights for the American dream for everyone.

Not everyone can become an entrepreneur and become Donald Trump...is Romneys Richy Rich cartoon dreams really a reality??Wake up and smell the coffee.

 

by on Oct. 24, 2012 at 10:06 AM
Replies (31-40):
rccmom
by Gold Member on Oct. 24, 2012 at 12:53 PM
We had no problem refinancing last year. We did not known we would be tansferred, so we refinanced.

No, the other house is not contingent on this one, and let me explain. My husband's govt rank, and the fact this was a forced move allows him to use a program where the govt will give us fair market value for our house if we do not sale. The fair market values is determined by independent appraisers, and an independent analysis if the current market, and the predicted future market trend. The current market is up by I think it was 6 percent over last year. It predicted to continue to rise in this area with housing to continue to regain value, so that is why I say it is going up here. The only problem seems to be the lack of people moving in the winter. Had we sold in the summer, we could have asked for more.

We've been in the market since Labor Day. Got some very bad advice from our realitor which has slowed us down. We've got lookers, but the trend in this area is very few sales in sept and oct, but the market picks up in nov and dec, so fingers crossed.


Quoting imamomzilla:

 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)


One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.


Quoting rccmom:

I'm selling a house, and am in the process of buying a house. The market has definitely picked up here in San Antonio, but other areas may be lagging more. Indicators are there though that nationally new construction is up, and housing has stabilized, albet at lower rates than at the housing heights, so we will still take a loss here when we sell.



Quoting imamomzilla:


 I respectfully disagree, rcc. I have close, personal friends who work in real estate . The market is flooded with foreclosures and short sales. Banks aren't lending money as freely as they were. Too many regulations and uncertainties. The predatory lenders that got us into this mess are now refinancing. Slippery slope.



Many of those who are unemployed have given up. The numbers are skewed.



The middle class is hurting the most, due to inflated food and gas prices....savings accounts are shrinking as a result.



Quoting rccmom:

Made it possible to refinance for homeowners who could not pay mortgaged thereby reducing the amount of foreclosures on the market. He has kept interest rates low by the govt lending at low rates, so people can afford to buy more house for the money. He has slowly been increasing employment. Also, the middle class has continued to keep their tax breaks increasing their amount of spending money.




Quoting jcrew6:

What specifically did Obama do to improve the housing market?






Quoting rccmom:

Housing sales are up, we are exporting oil, unemployment is slowly going down, and even more would had been accomplished if the Repubs would have prioritized the country over their party. Success has not been as quick as we all want, but Romney has not convinced me that he has a better plan. In fact, I feel Romney has an inferior plan.








Quoting jcrew6:

Fact. Obama has failed.










Quoting rccmom:

Magic. Romney is a wizard.






 



 


Posted on CafeMom Mobile
imamomzilla
by on Oct. 24, 2012 at 1:01 PM

 So, it's a government guarantee then? Win/win for you.....because right now, houses are not selling. Some lenders are not lending. This is causing stagnation in the housing market.

What was the bad advice...if I may ask.

Best of luck, as always. :-)

Quoting rccmom:

We had no problem refinancing last year. We did not known we would be tansferred, so we refinanced.

No, the other house is not contingent on this one, and let me explain. My husband's govt rank, and the fact this was a forced move allows him to use a program where the govt will give us fair market value for our house if we do not sale. The fair market values is determined by independent appraisers, and an independent analysis if the current market, and the predicted future market trend. The current market is up by I think it was 6 percent over last year. It predicted to continue to rise in this area with housing to continue to regain value, so that is why I say it is going up here. The only problem seems to be the lack of people moving in the winter. Had we sold in the summer, we could have asked for more.

We've been in the market since Labor Day. Got some very bad advice from our realitor which has slowed us down. We've got lookers, but the trend in this area is very few sales in sept and oct, but the market picks up in nov and dec, so fingers crossed.


Quoting imamomzilla:

 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)


One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.


Quoting rccmom:

I'm selling a house, and am in the process of buying a house. The market has definitely picked up here in San Antonio, but other areas may be lagging more. Indicators are there though that nationally new construction is up, and housing has stabilized, albet at lower rates than at the housing heights, so we will still take a loss here when we sell.



Quoting imamomzilla:


 I respectfully disagree, rcc. I have close, personal friends who work in real estate . The market is flooded with foreclosures and short sales. Banks aren't lending money as freely as they were. Too many regulations and uncertainties. The predatory lenders that got us into this mess are now refinancing. Slippery slope.



Many of those who are unemployed have given up. The numbers are skewed.



The middle class is hurting the most, due to inflated food and gas prices....savings accounts are shrinking as a result.



Quoting rccmom:

Made it possible to refinance for homeowners who could not pay mortgaged thereby reducing the amount of foreclosures on the market. He has kept interest rates low by the govt lending at low rates, so people can afford to buy more house for the money. He has slowly been increasing employment. Also, the middle class has continued to keep their tax breaks increasing their amount of spending money.




Quoting jcrew6:

What specifically did Obama do to improve the housing market?






Quoting rccmom:

Housing sales are up, we are exporting oil, unemployment is slowly going down, and even more would had been accomplished if the Repubs would have prioritized the country over their party. Success has not been as quick as we all want, but Romney has not convinced me that he has a better plan. In fact, I feel Romney has an inferior plan.








Quoting jcrew6:

Fact. Obama has failed.










Quoting rccmom:

Magic. Romney is a wizard.






 



 


 




SallyMJ
by Ruby Member on Oct. 24, 2012 at 1:13 PM

You are absolutely right - Conservatives show their lack of compassion for the poor, in wanting to help them get off welfare and back into the self-pride and confidence of working and supporting themselves.

I think Romney can create jobs, because he already has done so in the private sector, and because he understands economics - unlike some people who occupy the White House, who have done neither.

It's hard to argue with 673 economists - including 6 Nobel Laureates - who say that Romney's plan is the best way to create jobs and grow the economy.


http://economistsforromney.files.wordpress.com/2012/06/mitt-romneys-plan-for-jobs-and-economic-growth.pdf

http://economistsforromney.com/

http://economistsforromney.com/2012/10/05/the-romney-cure-for-obama-induced-economic-ills/ 

SeakingPeace
by Bronze Member on Oct. 24, 2012 at 1:40 PM

 I am NOT at all wealthy, but I disagree 100% with the proposal to tax even FURTHER the wealthiest of Americans!  They already contribute to 60% of the tax base.  Why should one group of individuals pay 60% and another pay 40%?  Seems a bit unfair to me. 

Regarding Romney being wealthy...He worked hard and EARNED his money.  Obama, rather than commending the man for this and PROMOTING this sort of citizenship, he insuates to the American public that Romney should apologize for it?!!  And then, he expects me to put HIM in charge of our country????  Absurd!  Why in the world would I elect to put a man with this mentality in charge?  To do so would be to say that I am willing to feed, on a regular basis, my non-working neighbor.  Sorry, but I wish to decline.  I am not insensitive to the needy.  As a matter of fact, I donate 8% of my earnings to charitable organizations.  But times are very tough right now and I can't afford to give one more loaf of bread away! 

I feel like the state of our country right now is analogous to the SINKING TITANIC.  Seriously.  And if the ship's going down, I've got to save my family first.  I can only throw so many life lines!  And I'm saving my family first.  And I shouldn't be made to feel guilty for doing so!  

I remember someone asking me years ago...What do you think the difference is between a Democrat and a Republican?  Here's what I think the difference is.  And I'll use Obama and Romney to tell you. 

The difference is this:  

If Obama saw a hungry man begging in the streets, he'd hand the man a fish.  Romney, on the other hand, would give the man a fishing pole so that he could feed himself for life.

Let me ask you, if it were your daughter who was starving to death in the streets, which candidate would you prefer to cross her path????

 

busy mom

Sisteract
by Socialist Hippie on Oct. 24, 2012 at 1:56 PM

We recently refinanced one of our homes in CA- we were on the fence and at the last minute by hubs decided to retract the loan request- We had EXECS calling us daily about why we did not want the loan. We finally did refinance with  a favorable loan/interest/terms. I am in CA and this was for a higher end home. It is possible to secure financing, depending on the area, home, credit scores, income...

Quoting imamomzilla:

 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)

One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.

Quoting rccmom:

I'm selling a house, and am in the process of buying a house. The market has definitely picked up here in San Antonio, but other areas may be lagging more. Indicators are there though that nationally new construction is up, and housing has stabilized, albet at lower rates than at the housing heights, so we will still take a loss here when we sell.


Quoting imamomzilla:

 I respectfully disagree, rcc. I have close, personal friends who work in real estate . The market is flooded with foreclosures and short sales. Banks aren't lending money as freely as they were. Too many regulations and uncertainties. The predatory lenders that got us into this mess are now refinancing. Slippery slope.


Many of those who are unemployed have given up. The numbers are skewed.


The middle class is hurting the most, due to inflated food and gas prices....savings accounts are shrinking as a result.


Quoting rccmom:

Made it possible to refinance for homeowners who could not pay mortgaged thereby reducing the amount of foreclosures on the market. He has kept interest rates low by the govt lending at low rates, so people can afford to buy more house for the money. He has slowly been increasing employment. Also, the middle class has continued to keep their tax breaks increasing their amount of spending money.



Quoting jcrew6:

What specifically did Obama do to improve the housing market?





Quoting rccmom:

Housing sales are up, we are exporting oil, unemployment is slowly going down, and even more would had been accomplished if the Repubs would have prioritized the country over their party. Success has not been as quick as we all want, but Romney has not convinced me that he has a better plan. In fact, I feel Romney has an inferior plan.







Quoting jcrew6:

Fact. Obama has failed.









Quoting rccmom:

Magic. Romney is a wizard.





 


 


imamomzilla
by on Oct. 24, 2012 at 2:06 PM

 Would you be so kind as to disclose what company you used? My friend is getting discouraged that it's taking so long. PM me. Thanks!

Quoting Sisteract:

We recently refinanced one of our homes in CA- we were on the fence and at the last minute by hubs decided to retract the loan request- We had EXECS calling us daily about why we did not want the loan. We finally did refinance with  a favorable loan/interest/terms. I am in CA and this was for a higher end home. It is possible to secure financing, depending on the area, home, credit scores, income...

Quoting imamomzilla:

 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)

One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.

Quoting rccmom:

Sisteract
by Socialist Hippie on Oct. 24, 2012 at 2:16 PM
1 mom liked this

Will do.

Quoting imamomzilla:

 Would you be so kind as to disclose what company you used? My friend is getting discouraged that it's taking so long. PM me. Thanks!

Quoting Sisteract:

We recently refinanced one of our homes in CA- we were on the fence and at the last minute by hubs decided to retract the loan request- We had EXECS calling us daily about why we did not want the loan. We finally did refinance with  a favorable loan/interest/terms. I am in CA and this was for a higher end home. It is possible to secure financing, depending on the area, home, credit scores, income...

Quoting imamomzilla:

 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)

One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.

Quoting rccmom:


duets
by Bronze Member on Oct. 24, 2012 at 2:37 PM

I will add my 2cents for what it is worth......the housing market/economy is so messed up.  I am happy for those who are able to own a house(s).

I can assure you of this, I have not been as fortunate as some folks I know who: 1) have no employment  2) No income & yet have  purchased a new home (not wealthy..by any means), easily.. 

While (my family) employed...pay taxes, abide by the laws of the land & it is these laws/economy [Mr. Obama] that have gobbled up our savings, decreased income, spit us out of the [home] buying market we once lived in.  That's all I've got to say 'bout' that, as fowwest says.

eye rolling 

So much for "The American Dream".

rccmom
by Gold Member on Oct. 24, 2012 at 2:37 PM
But houses are selling here, up 6 percent. San Antonio owes a lot of employment to the military and the govt. Most of those move in the summer. We wanted our house on the market by the 2nd week of Aug. Our realitor said it would be better to wait until we replaced the carpeting and tile. We just wanted to put it up and offer a carpet allowance. Anyway the delay in waiting cost us til the 1st of Sept, and suddenly houses of a comporable size and location are selling 10,000 less than in the summer. Her original market analysis she used to determine what our price point should be was off by at least 10,000 also. We have had to adjust our price down and find the point that the market is at, and that has lost ilus weeks of being competitive in the market. The independent analysis by the govt reflected that same thought, that we simply hit the market a fee weeks too late. We most likely would have sold in a month in the summer because that was what the other houses were doing for sale in the summer.

Anyway, it should pick up in November again.


Quoting imamomzilla:

 So, it's a government guarantee then? Win/win for you.....because right now, houses are not selling. Some lenders are not lending. This is causing stagnation in the housing market.


What was the bad advice...if I may ask.


Best of luck, as always. :-)


Quoting rccmom:

We had no problem refinancing last year. We did not known we would be tansferred, so we refinanced.

No, the other house is not contingent on this one, and let me explain. My husband's govt rank, and the fact this was a forced move allows him to use a program where the govt will give us fair market value for our house if we do not sale. The fair market values is determined by independent appraisers, and an independent analysis if the current market, and the predicted future market trend. The current market is up by I think it was 6 percent over last year. It predicted to continue to rise in this area with housing to continue to regain value, so that is why I say it is going up here. The only problem seems to be the lack of people moving in the winter. Had we sold in the summer, we could have asked for more.

We've been in the market since Labor Day. Got some very bad advice from our realitor which has slowed us down. We've got lookers, but the trend in this area is very few sales in sept and oct, but the market picks up in nov and dec, so fingers crossed.



Quoting imamomzilla:


 Yes, I recall that. Have you sold your home yet? How long has it been on the market? Did you make the purchase of the second one contingent on selling it? Sorry, forgot to ask those last time. :-)



One of my best friends is trying to refinance. She has stellar credit and it's been 2 months. The system is clogged up.



Quoting rccmom:

I'm selling a house, and am in the process of buying a house. The market has definitely picked up here in San Antonio, but other areas may be lagging more. Indicators are there though that nationally new construction is up, and housing has stabilized, albet at lower rates than at the housing heights, so we will still take a loss here when we sell.




Quoting imamomzilla:



 I respectfully disagree, rcc. I have close, personal friends who work in real estate . The market is flooded with foreclosures and short sales. Banks aren't lending money as freely as they were. Too many regulations and uncertainties. The predatory lenders that got us into this mess are now refinancing. Slippery slope.




Many of those who are unemployed have given up. The numbers are skewed.




The middle class is hurting the most, due to inflated food and gas prices....savings accounts are shrinking as a result.




Quoting rccmom:

Made it possible to refinance for homeowners who could not pay mortgaged thereby reducing the amount of foreclosures on the market. He has kept interest rates low by the govt lending at low rates, so people can afford to buy more house for the money. He has slowly been increasing employment. Also, the middle class has continued to keep their tax breaks increasing their amount of spending money.





Quoting jcrew6:

What specifically did Obama do to improve the housing market?







Quoting rccmom:

Housing sales are up, we are exporting oil, unemployment is slowly going down, and even more would had been accomplished if the Repubs would have prioritized the country over their party. Success has not been as quick as we all want, but Romney has not convinced me that he has a better plan. In fact, I feel Romney has an inferior plan.









Quoting jcrew6:

Fact. Obama has failed.











Quoting rccmom:

Magic. Romney is a wizard.







 




 



 


Posted on CafeMom Mobile
thanush
by on Oct. 24, 2012 at 2:44 PM
By lowering taxes on small businesses and the top 3% of tax payers. They already has over 70% of jobs. It's like handling a fishing pole instead of a fish. Then there will be fish everyday.
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