I've tried and really like this one. It is more of a thicker whipped pudding, not the custard type.
3 cups cold milk
5 oz. vanilla pudding mix
8 oz. cream cheese, room temp.
14 oz. sweetened condensed milk
8 oz. Cool Whip, thawed
4-5 sliced bananas
1 box Nilla Wafers
Whisk together milk and vanilla pudding mix. Beat cream cheese until fluffy. Mix cream cheese and sweetened condensed milk into pudding. Fold in Cool Whip. Create multiple layers sarting with Nilla Wafers, then banana slices, the pudding mix in serving dish or bowl. Garnish with Nilla Wafers. Chill overnight or for several hours, if possible.