So my husband fell out of a tree yesterday...okay, well he didn't really fall, he jumped. He was cutting branches out of the tree because they were growing into the power line, and as one came down he thought it was going to swing his way, and he jumped out of the tree.
Normally no big deal, he's done this many times, but this time something went wrong. He landed on something, or turned as he landed, or just hit wrong, and
his femur slammed down into his tibia hard enough to break off the top
piece. The xrays and CT scan are pretty dramatic.
He is scheduled to be the first surgery of the morning (as long as no emergencies come in) and they will go in to lift up the piece of bone that got shoved down and reconstruct the support with pins and plates. It will be open knee surgery, and they are predicting at least 8 weeks of non-weight bearing activity.
As you can imagine, this could have a rather dramatic effect on Christmas, not to mention household activity and finances for the next few weeks and months. Without good health insurance and an emergency fund, an accident like this could take years to rebound from financially. We are blessed in that he has a few weeks of vacation left, and his employer is willing to work with him to set up short term disability and an office job until he's up and able to work in the field again, as well as the fact that we have been putting money away into an emergency fund.
What would your family do if something happened to you or your spouse/SO? Are you prepared for emergencies? Do you have plans in place for your kids if one of you is injured or ill?