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health insurance vent

Posted by on Jan. 31, 2016 at 4:38 PM
  • 33 Replies
So December I had to go to the ER. I went to the hospital I work for. I carry the hospital insurance. Just got a summary and it's looking like I'm going to owe about 2k. Our insurance sucks. So bad. Really, this is exactly why I had to be dragged to the ER. I can't wait to get tricare back. Fuck..... $360 a month for health insurance and it barely covers ER visits. Fml.
by on Jan. 31, 2016 at 4:38 PM
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Replies (1-10):
Anonymous
by Anonymous 1 on Jan. 31, 2016 at 4:41 PM
What did you go for? Our er visits aren't covered unless you get admitted so we don't go. I can't remember what is covered at urgent care.
kit279
by Bronze Member on Jan. 31, 2016 at 4:49 PM
Miscarriage. I was in alot of pain. Could barely walk. It was the Sunday before Christmas, urgent care was closed. Unless I'm gushing blood, can't breathe, or can't stop puking (as in constantly vomiting ever half hour for 6 or more hours) I don't go to the ER. I had a bad upper respiratory infection and refused to go to the ER until it was either I drive myself or I was going to be dragged.

Quoting Anonymous: What did you go for? Our er visits aren't covered unless you get admitted so we don't go. I can't remember what is covered at urgent care.
LaughCryLive
by Member on Jan. 31, 2016 at 4:49 PM
That's really not a lot.
kit279
by Bronze Member on Jan. 31, 2016 at 5:03 PM
For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
LaughCryLive
by Member on Jan. 31, 2016 at 5:09 PM
My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
kit279
by Bronze Member on Jan. 31, 2016 at 5:23 PM
NH. I just got my BSN. That's one reason our savings (which would normally cover this) is so low. The hospital I work for doesn't pay more for BSN. Its a small non-profit facility. We aren't even going to have electronic charting for another year. They give us some funding for the deductible. I think it may have just reset. But I just had to see a specialist for endology, and may need to see a fertility specialist, as dh and I have been ttc for a year with 1 miscarriage in December. That will have to wait until we switch insurance companies though. I'm trying to find a job somewhere else. I'm like stalking private hospitals and job sites. My facility isn't doing well. They just did a hiring freeze and are analyzing necessary positions, after laying off a ton of upper management positions last year.

Quoting LaughCryLive: My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
LaughCryLive
by Member on Jan. 31, 2016 at 5:33 PM
I'm moving to boston this summer and I'm lpn. I'm kinda worried. My job that I have now is a sweet deal. Home health. Several vegetatives. I spend all day on my phone.

Quoting kit279: NH. I just got my BSN. That's one reason our savings (which would normally cover this) is so low. The hospital I work for doesn't pay more for BSN. Its a small non-profit facility. We aren't even going to have electronic charting for another year. They give us some funding for the deductible. I think it may have just reset. But I just had to see a specialist for endology, and may need to see a fertility specialist, as dh and I have been ttc for a year with 1 miscarriage in December. That will have to wait until we switch insurance companies though. I'm trying to find a job somewhere else. I'm like stalking private hospitals and job sites. My facility isn't doing well. They just did a hiring freeze and are analyzing necessary positions, after laying off a ton of upper management positions last year.

Quoting LaughCryLive: My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
kit279
by Bronze Member on Jan. 31, 2016 at 5:47 PM
Boston and the surrounding area have alot of job opportunities. NH is hard cuz alot of it is rural and spread out. Like if the facility that I work for closed, many communities would be in trouble. People travel 2+ hours to get to us. Its a 40 minute drive for me. The closets is a critical care facility and that is 20 minutes in good weather. No job openings there though.

Quoting LaughCryLive: I'm moving to boston this summer and I'm lpn. I'm kinda worried. My job that I have now is a sweet deal. Home health. Several vegetatives. I spend all day on my phone.

Quoting kit279: NH. I just got my BSN. That's one reason our savings (which would normally cover this) is so low. The hospital I work for doesn't pay more for BSN. Its a small non-profit facility. We aren't even going to have electronic charting for another year. They give us some funding for the deductible. I think it may have just reset. But I just had to see a specialist for endology, and may need to see a fertility specialist, as dh and I have been ttc for a year with 1 miscarriage in December. That will have to wait until we switch insurance companies though. I'm trying to find a job somewhere else. I'm like stalking private hospitals and job sites. My facility isn't doing well. They just did a hiring freeze and are analyzing necessary positions, after laying off a ton of upper management positions last year.

Quoting LaughCryLive: My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
LaughCryLive
by Member on Jan. 31, 2016 at 6:04 PM
I just don't want to end up back in a nursing home.

I had no idea that NH was that large.

Quoting kit279: Boston and the surrounding area have alot of job opportunities. NH is hard cuz alot of it is rural and spread out. Like if the facility that I work for closed, many communities would be in trouble. People travel 2+ hours to get to us. Its a 40 minute drive for me. The closets is a critical care facility and that is 20 minutes in good weather. No job openings there though.

Quoting LaughCryLive: I'm moving to boston this summer and I'm lpn. I'm kinda worried. My job that I have now is a sweet deal. Home health. Several vegetatives. I spend all day on my phone.

Quoting kit279: NH. I just got my BSN. That's one reason our savings (which would normally cover this) is so low. The hospital I work for doesn't pay more for BSN. Its a small non-profit facility. We aren't even going to have electronic charting for another year. They give us some funding for the deductible. I think it may have just reset. But I just had to see a specialist for endology, and may need to see a fertility specialist, as dh and I have been ttc for a year with 1 miscarriage in December. That will have to wait until we switch insurance companies though. I'm trying to find a job somewhere else. I'm like stalking private hospitals and job sites. My facility isn't doing well. They just did a hiring freeze and are analyzing necessary positions, after laying off a ton of upper management positions last year.

Quoting LaughCryLive: My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
kit279
by Bronze Member on Jan. 31, 2016 at 6:08 PM
I'm with you. That and psych are my worst nightmares. I have to do a little where I'm at now, but I couldn't do it if it was 100% of my patients. And alot of people underestimate the size of NH. Lol

Quoting LaughCryLive: I just don't want to end up back in a nursing home.

I had no idea that NH was that large.

Quoting kit279: Boston and the surrounding area have alot of job opportunities. NH is hard cuz alot of it is rural and spread out. Like if the facility that I work for closed, many communities would be in trouble. People travel 2+ hours to get to us. Its a 40 minute drive for me. The closets is a critical care facility and that is 20 minutes in good weather. No job openings there though.

Quoting LaughCryLive: I'm moving to boston this summer and I'm lpn. I'm kinda worried. My job that I have now is a sweet deal. Home health. Several vegetatives. I spend all day on my phone.

Quoting kit279: NH. I just got my BSN. That's one reason our savings (which would normally cover this) is so low. The hospital I work for doesn't pay more for BSN. Its a small non-profit facility. We aren't even going to have electronic charting for another year. They give us some funding for the deductible. I think it may have just reset. But I just had to see a specialist for endology, and may need to see a fertility specialist, as dh and I have been ttc for a year with 1 miscarriage in December. That will have to wait until we switch insurance companies though. I'm trying to find a job somewhere else. I'm like stalking private hospitals and job sites. My facility isn't doing well. They just did a hiring freeze and are analyzing necessary positions, after laying off a ton of upper management positions last year.

Quoting LaughCryLive: My job offers health insurance at the discount prices of 2500 a month and a 12000 deductible.

What state are you in? Do you have a bsn?

Quoting kit279: For us that is. I'm the breadwinner. Dh makes enough to cover his truck payment and gas. I take care of everything else. He's getting back into the reserves. And if the job he's at doesn't offer a full time position, he's finding something else. Plus he will hopefully be starting another part time job. But for right now, the point we're at, plus we are trying to save up to buy a house so we can stop renting from my parents. Its just alot for me mentally. I'm trying to find a job that pays more. But everything available for RNs in my state right now are for travel nurses or psych nurses. I can't do psych.

Quoting LaughCryLive: That's really not a lot.
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