Hello

[Kel13lighthouse]

I'm Kelly (or Kel)

I work part-time outside the home for several Retail Merchandising Companies, but still not bringing in enough $$ to pay my bills. My husband also works part-time (same companies). 

I would love to find something preferably online where I don't have to Refer others, or make sales calls, or have parties. 

I'm already on several Survey websites, but haven't made enough points to redeem for cash.  

I also don't want to pay up front. Or be considered Self-employed on my Taxes. 

So with that said, is there any opportunities out there?