I start my new job Monday and I'm extremely excited! I thought I would make around $12 starting off but instead I'm starting at $10 plus a Christmas Bonus. I did the math and I'll be making a little under $20K a year. How can my daughter and I live comfortably on that? My parents pay for my daughters daycare and everything else right now (since I was unemployed). My rent is about 800 plus 200 for utilities. My daughter daycare is also about 800 a month. Anywho combined with everything else I would need about $2000 a month to live comfortably. My parents are still willing to help me out where needed.
Anyway, my question is even with my parents helping how can I spread my money out so I don't live paycheck to paycheck.
So I've taken most of you all's advice and I think I cam up with a decent plan. I'm only happy that I'm not doing this COMPLETLY on my own.
- my parent's moved some tenants into the basement after I moved out and now I will get their rent payments. So that's $650 right there, I just have to pay the remaining balance and my utilies. That's only going to be about $300/month
- I will pay for my gas, but that's only about $200 a month.
- I recieve FS, and just updated my information, so hopefully I will continue to receive them, even though I have a job now
- My parents agreed to continue paying for my daughters daycare
- I'm going to try and save about $200/month
- I don't necessarily have to worry about my DD's clothes. My mom loves shopping for her and even though her dad isn't around he sends her a box of clothes twice a year
- I could get rid of my internet since I am taking evening classes at the local college. I could take my laptop there, Starbucks, Barnes & Nobels, the library, etc...
- I also payed off most of my debt, so now all I have to worry about is the overdraft fee's from a few years ago :/ Also if I can afford it, I'm going to try and start paying my student loans off, even though I don't have too yet.
I'M PRETTY SURE THAT'S ABOUT IT :)