What do you do for health insurance?

[blg119]

Fiance' is 100% disabled due to breaking his back in the military. He has health insurance, of course but right now we are waiting on his hearing to see about his 100% being permanent.

I am kind of getting away from the whole question. What do you girls do for health insurance for your family? I work for a company that only pays $100 a month towards my own. Insurance is outrageous. What are your thoughts?

[Hartless]

Have you tried medicaid? We were actually doing badly enough for even me to be on it for awhile, now just my baby is on it. I have heard that if you don't need maternity coverage the private insurance actually isn't too bad. What "not bad" entails I don't know but I'd like to look into it once our job situation is a little more stable. Which by then we could hopefully take the baby off medicaid too. If your husband is on 100% diability you might also speak with your local VA officer about you being covered by the VA too. I know my husband said you get families covered the veteran has to be pretty bad off, like missing limbs, but it can't hurt to ask.

[blg119]

The VA will offer health insurance, ChampVa, once they deem him permanently 100% disabled. He has a rating of 100%, but it isn't permanent....yet. That is why I am wondering what everyone else does for family health insurance.  

[blg119]

Also, we make too much for Medicaid.....

[IraqiVetWife]

We actually have to use the states insurance program, of course he goes to VA.

[kyteacher]

I'm a school teacher so I'm insured though the school.  I don't know what we would do if we had kids.  Adding kids would jump my monthly premiums by $300.00.  Gary doesn't have insurance.  The VA only covers Iraq related issues.  Even with 2 slipped disks & two degeneraged disks, TBI - asbstract reasoning problems & short term memory issues, and HORRIBLE PTSD (I had to hide his guns. Gary enacts the war and used to dry-fire his weapon at "Iraq soldiers" that were in our yard and in our house.  During this time and other times he kept calling me Private Ashcraft.  Ashcraft died in Iraq. ) NEWays, we have been fighting for full 100% disability for three years.  We only have 30%.  I get soooo mad.  I think I've done everything short of going to the press.   PS - I've checked outside insurance companies to insure Gary they will not cover him for colds, etc because of his TBI from Iraq.  If I add him to my work it would be over 400 a month.  We can't afford that on my sticky salary.   

[blg119]

It just angers me that these men go through all that they do, and they are treated so horribly. SAD! My fiance' has been rather lucky (I guess if you can call it that). Although he had to wait many years to get 100%. We are still waiting to see if it will be permanent.