Asking for prayers and good thoughts
My SO moved across the country last year. He had lost his job and couldn't find anything where he was. We're still paying 1700/mo for the empty house that won't sell. (We paid 285,000 for it four years ago... It is now worth 90,000.) We're living in a small apartment with the kids and have a very humble lifestyle. We submitted a short sale request to Bank of America because we don't want to foreclose. There's a buyer now. It all depends on the bank accepting the sale. They've made more in interest from us than what we still owe on it if we sell the home short, so I don't feel as guilty as I probably should. Our savings is drying up quickly while the bank is making the decision on whether or not to accept it. Every night I've hoped for the phone call to say we're free of this burden. Please send good luck and prayers my way. I'm beginning to feel nervous and hopeless.