My DD is 9 and in fourth grade. She's already started getting hair "down there".. although not much, she knows about periods a little, she's very slim but I've had to buy her the little training bras to where, especially with white shirts. I bought her the American Girl Body book.. and that seemed very helpful but we have not yet had the actual talk about sex yet. We live in a good area, and she goes to a nice public school but kids still talk and I am petrified that someone will tell her before I do. Plus I am pregnant with our third child and I'm sure she is starting to put two and two together. On a side note my twin 19 year old nieces, as well as my ex husbands 19 year old sister are all pregnant. At some point I want to explain to her why it's better to wait. I had her at 19, got married and divorced within a year. Although I would not give her up for anything in the world, she will never have to opportunity to have both her parents in the same house like her siblings. My nieces and her aunt may beat the odds, but they may not. I'm not uptight, but it's my experience that wants her to know why it's better for the baby if you wait a little longer and have a little more life experiences before you start a family. Wheew! Was that enough info? I just don't want to jump the gun and say something too early too. So those of you that have older kids and have experience with this .. how and when did you do it. If you haven't had the talk yet, what's your plan of action?