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Elementary School Kids Elementary School Kids

At what point should the school pay?

Posted by on Jun. 15, 2013 at 9:47 PM
  • 104 Replies
So, DD fell during field day and twisted her ankle. As a result of that we've had 1 ER visit, two visits with a specialist and now we're onto physical therapy. So far, we've paid $700 out of pocket and exhausted our deductible ( a few thousand) -- but that was covered through our FSA (so technically, we are already a few thousand out of pocket). Now we are going to be paying for twice weekly physical therapy sessions for her ankle. Accidents happen and we get that. Should we ask the school to cover any portion of her medical bills?
by on Jun. 15, 2013 at 9:47 PM
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Replies (1-10):
bzzybeemomof3
by on Jun. 15, 2013 at 9:57 PM
1 mom liked this

 IMO opinion no.

If it was due to negligence on their part not supervising and they endangered her to cause the injury then yes, if not then no.

Susan0805
by Member on Jun. 15, 2013 at 9:58 PM
No. It wasn't the schools fault. They were not the cause of the accident. She could have sprained her ankle anywhere!
SaraBethKY
by on Jun. 15, 2013 at 10:00 PM

I have been a teacher for 6 years and have never heard of a school paying for any sort of medical expenses due to children having accidents at school. It never hurts to ask though. 

frndlyfn
by Gold Member on Jun. 15, 2013 at 10:02 PM
1 mom liked this

It was an accident so no I would not even think about approaching them.  If that were the case, they would be paying thousands, maybe millions for all the children who are injured during school year.

beadingmom17
by Bronze Member on Jun. 15, 2013 at 10:06 PM
No. Unless she was injured because the school was negligent about their grounds (like when my cousin gashed his leg on exposed rebar from a recent remodel of the playground), it's just a part of her being a kid. She must have done way more than twist her ankle for it to call for physical therapy?
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ambermarie2006
by Member on Jun. 15, 2013 at 10:07 PM
No, it was an accident. My sister had her leg shattered in gym class and my parents paid 100% what insurance did not. Accidents happen.
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steelcrazy
by Emerald Member on Jun. 15, 2013 at 10:50 PM

 I only know of one child whose medical bills were paid by the school and his injuries were caused due to lack of supervision on the playground combined with a piece of playground equipment that was just plain dangeous.  We used to have a short zipline thing that the kids held onto a bar and zipped down a slight incline in a line between two poles.  It was about 6 feet off of the ground at the highest point.  The injury occured when two other children grabbed this child's legs to pull him down the zipline while running.  The child fell from the zip line and broke his shoulder and arm.  His parents sued the district and they paid his medical bills.  This was a good 5 or 6 years ago.  All that remains of the zipline are the 2 main poles that are sunk in concrete in the playground.  One now has a basketball hoop mounted on it.  The other is just a random pole so far as the kids know.

cjsmom1
by Silver Member on Jun. 15, 2013 at 10:51 PM

Unless she was hurt due to megligence on the schools part I wouldn't ask. I know someone whose son fell and broke his arm and the school wouldn't pay for any of it. Even though three other kindergartners fell within two weeks of that incident.

kjbugsmom1517
by Bronze Member on Jun. 15, 2013 at 10:55 PM
1 mom liked this
The schools here offer insurance for these types of things that can be secondary to ur insurance. If i had the extra funds id totally do it. But we dont. I wouldnt ask the school to pay, they would be gettin sued all the time if they did pay. Shit happens.
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mjande4
by Platinum Member on Jun. 15, 2013 at 11:06 PM
1 mom liked this

No. That's part of being AND having a kid. My 10 year old broke his permanent front two teeth in half playing tag at recess a month ago. It required extensive dental work to restore. I wouldn't dream of blaming the school. He was PLAYING.

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