How do you typically finance Christmas?

[misssy2000]

I know one Christmas we did everything credit and are almost done paying it off(will never d that again), now we just save money in the last few months of the year so that we can have a pretty nice Christmas. So what do you do, and I made a poll so no one has to know.

[SnowKristal]

OMG it's 50/50 on two answers... loL

Pretty much sums it up I think...

[misssy2000]

Hope I didnt leave anything out I figured I covered everything

[misssy2000]

I admire all of you that save all year long thats pretty cool.

[cmb121906]

Thankfully we do not have to save for it. We just shop and get whatever we want. We are not going crazy this year b/c our kids have too much junk. They also get alot of junk b/c both of their b-days are near Christmas, so it's def. present over load around December.

[TheTaoOfKim]

Our holiday is more about family and less about gift giving 

[imthatgirl728]

Usually around september we will start putting aways a couple checks.

But we were just talking today that in December we will start one of those xmas clubs where they hold money for you. We're thinking $50 a week. Now that the kids are getting older...its starting to cost a lot more.

[ZoeCY]

We start buying early so I guess you could kind of say that we save, but not really.  We just buy a few things here and there.  Next year we will probably do a Christmas Club.  We don't have any credit cards so that is never an option for us.  This year I started browsing in August and made my first purchases the first week of September.  Hopefully we will have all of our shopping done by Thanksgiving (unless we find a few things we think someone "needs" and it is a good deal) then we will start on shopping for our daughter's birthday (February 1).

[lvnmylif]

Normally Dh sells back 40 hours of vacation time.  This year I will just be putting slightly less into the savings account. 

[misssy2000]

sigh* ours to. I am really trying to think of what I should get them. We dotn even really have room for more toys. lol

Quoting cmb121906:

Thankfully we do not have to save for it. We just shop and get whatever we want. We are not going crazy this year b/c our kids have too much junk. They also get alot of junk b/c both of their b-days are near Christmas, so it's def. present over load around December.

[mom2Bellarose]

I chose other because I start super early and get something here and there over a six month period so it doesn't break the bank.

Quoting misssy2000:

Hope I didnt leave anything out I figured I covered everything