Medicaid?

[Ktina11]

I have a question....can you get medicaid if you are eligible for employer sponsered health coverage.  When I looked it up a while back, I thought I saw that if your employer offers it, then you are not eligible for coverage.  Anyone know?

[krista778]

I'm pretty sure that if you can get it through work you aren't eligible for medicaid.

[luv_my_xiya]

 i have no clue...when i was pregnant, i was under my dads insurance (i was 21 and still in college, so i am able to stay on until i turn 25), but i was able to get medicaid

[kidlover2]

It depends on the state. you can still qualify for medicaid if your employer sponsored health coverage is too expensive for your income. but you have to do a lot more paperwork.

[Ktina11]

This was my question because the employer sponsered is 33% of Dh's monthly income.  We cannot afford to live on our own right now.  We will likely have to drop coverage eventually because we will have no money to live.  Thanks for answering!

Quoting kidlover2:

It depends on the state. you can still qualify for medicaid if your employer sponsored health coverage is too expensive for your income. but you have to do a lot more paperwork.

[MrsNewman]

Your children should be. Adults are eligible if you make under a certain amount during the month. Like my husband makes to much for medicaid, but we can't afford the insurance through his company so when we applied he was approved but he can only use it if the bill is over $600 dollars and he makes under a certain amount that month. It's really confusing, we just don't use it. Apply, that's all you really can do.

[Ktina11]

I can't right now because we are locked into DH's coverage until we re-up it.  We hit our out of pocket maximum of 10,000 already this year...so co-pays are all we have to pay in addition to the monthly premiums.  But, I have no idea how we are going to pay back the ten grand out of pocket. 

Quoting MrsNewman:

Your children should be. Adults are eligible if you make under a certain amount during the month. Like my husband makes to much for medicaid, but we can't afford the insurance through his company so when we applied he was approved but he can only use it if the bill is over $600 dollars and he makes under a certain amount that month. It's really confusing, we just don't use it. Apply, that's all you really can do.

[stacy_c05]

As long you meet income guidelines you are elligible to receive it. I know lots of people whose employers offer health care but they still can't afford the employee portion of the payment and get medicaid. I also know people who have healthcare from work and still get medicaid. Work is primary and whatever it doesn't pay medicaid will pick up. However this is in Ohio and I'm sure every state is different.

[honey27]

 yes you can still get medicaid

[i.heart.rachel]

I think you have to be pretty broke to qualify for Medicaid, and if you are working some place that offers health care you probably aren't that broke. KWIM?

[3girls4mommy]

I think it depends on your state. Here in Michigan you can get Medicaid even if you already have insurance through your work. My cousin is covered by her husband, her older kids are covered by their dad (her ex-husband) and her younger kids are covered by her current husband (their dad). Every one of them has Medicaid as a secondary insurance so she doesn't have to pay the high co-pays the insurances would require.