ETA: got my initial figure wrong! mummy brain!
I decided to give an example of the health care I have receive this year and it's cost. This tax year (April 2011-2012) I have paid around £4500 in National Insurance. Bear in mind that is to cover health care, benefits, unemployment and retirement - so assuming that those 4 aspects are covered equally with my contributions, I have paid £1125 (approx $1750) for the following. There were no waiting lists, I was seen immediately / on time.
* 5 ultrasounds
* all my antenatal care (approx 10 midwife visits and 10 consultant appointments and all the ascoiated tests - the same as you'd expect, including GTT and NST)
* a 4 day hospital stay and IV antibiotic treatment for unexplained virus at 10 weeks pregnant with tablet antibiotic treatment on discharge.
* 5 emergency day visits to ward for concerns (further bleeding / fetal movements)
* 16 week health in pregnancy diet course
* 6 parent craft classes
* C section delivery with attempts at spinal but ultimtely a GA.
* pain relief following delivery
* 2 night stay following delivery for myself and baby (I could have stayed as long as I wanted - I chose to leave)
* on call laction consultant
* Vit K jab for baby
* Peadiatric check for baby
* 7 midwife postnatal home visits for myself and baby
* Day visit and test for jaundice levels for baby
* post natal check
* numerous dr visits for wound infection with 4 course of various antibiotic treatment (infection was my own fault - I did not rest and tore my wound. Antibiotic treatment was long because of breastfeeding)
* 20 home visits from district nurse (daily dressing of wound)
* treatment for baby because of yeast infection (brought on by antibiotics)
* dental tretment for chipped tooth
Holy crap. DH has no health insurance and we had to take a loan out for $20,000 so he could have laser back surgery. Which may I add apparently did not work. The year before we went through our savings for my health issues which my out of pocket was over $7200. Our savings is gone and we are in debt due to medical bills. I will no longer see a doctor and DH needs more surgery. Something has to give.
I pushed enter before I finished.
It also has provided for my sons treatment for lazy bowels (quarterly assessments at dr and daily laxatives) and other health problems myslef and my children have had.
Out of the remaining money my taxes go towards - benefits (a further £1125 if you stick with the quarter divide thing) I receive
* £188 a month family allowance (money every mother gets no matter their income - for now)
* £126 a week (for 39 weeks) statutory maternity pay
For tax year April 11 - 12 that means I am getting well over £6000.
Bearing in mind though, I have paid NI since 16 and my contributions this tax year are lower because I am on maternity leave.
The UK
Quoting PCalderon:wow!! where do you live ???? Here in California the average cost just to have a child is 20,000 not including midwife , ultrasounds doctors visits and all the other stuff u mentioned.
i pay more than that for just my insurance not even including the copays we spent over 2 k in copays just for me and just for my rheumatolgist i need to see a gyno and a general doc but don't have the money so i don't and dh didn't go to the doctor at all :(
the us healthcare system is so messed up! oh and we bring in less than 35 k for a fmaily of 4 but don't qualify for any help with medical bills. I'm tempted to just not go to the dr but afraid i would get really sick if i didn't.
When time crashes
Can I just say, this is not meant to cause argument, show off or whatever some people might think. i just wanted to point ut that the NHS isn't as bad as it is made out to be. This is just my story. A healthy, childless man probably gets a bum deal compared to me. Other people might have had bad experiences. This is just 1 persons tale.
Also - it is 10.20pm here and I plan on going to bed now. I don't see why this post should cause drama, tho you never know with NC, I am not replying because I'm asleep!
I have a number of health problems and have had numerous operations and treatments. I had a very high risk pregnancy and difficult birth. I have one daughter with cerebral palsy who has had three operations, one daughter who has long QT syndrome and had a pacemaker fitted at 5 years old, one baby son who has been admitted to hospital twice with respiratory problems and now a possible kidney issue. Treatment for broken bones (in myself and my kids) jabs, prescriptions, etc ...
I've not had to pay a penny up front. Healthcare is always there when I need it.
We've had universal healthcare since 1948, isn't it time the USA caught up and began taking care of ALL it's citizens, not just the ones who can afford it????
Sorry this post isn't written too well, but 10.30 on a Friday night..I am ready for bed!
So who will pay for it? Half of the US doesnt even pay taxes at this point. So will the other half pay for health care for everyone?
i love how health care works in other countries ...but thats a change here that wont happen :( its to big of an unknown for us and many worry that if the gov has that much of a hand in our care things will get taken away and we wont be able to make choices in our care which could happen if handled wrong ....our systems does need reworking but doenst every thing in our country
Ashley's Husband Made it Home From a Deployment in Iraq - And Then Tragedy Struck
- mum23beauties
on Jan. 13, 2012 at 5:08 PM