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Suck it, debt collectors.

Posted by on Apr. 25, 2012 at 10:21 PM
  • 10 Replies
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W. Va. Woman Fights to Collect $10 Million from Debt Collectors
In a twist of irony, a West Virginia woman is trying to collect money from a collection agency. Diana Mey, of Wheeling, W. Va., won the largest judgment ever against an abusive debt collection company -- more than $10 million.
"I'm a mom, and I'm a housewife, and I'm an accidental activist," Mey said.
From her small-town home base in Wheeling, Mey went after a debt collection empire that hounds people nationwide and won. But she still hasn't received any money.
"I don't know that I'll ever collect a dime, but if I can get their operation shut down, that would make me very happy."
Two years ago, a debt collector with a company called Reliant Financial Associates, or RFA, left a message implying that her house was in jeopardy if she didn't pay a debt. The message stated:
"I'm calling in regards to a preliminary asset liability investigation. They are in the process of serving some court documents in regards to case 29369... They have some information now pending questions at the property,... Springdale Avenue, in Wheeling, West Virginia. It is in your best interests to contact the department. You are required to contact 866-764-9779."
It is illegal for debt collectors to make empty threats about serving people with a lawsuit or seizing their home. And it was especially galling to Mey, who says she is debt-free.
"They threatened to take legal action against our property and it wasn't even our debt," Mey said.
Millions of Americans are victims of this kind of mistaken debtor identity, partly because of a new breed of collectors called "debt buyers." They purchase old debts for pennies that the original creditors have given up on and then try to collect them for a big profit. Critics say debt buyers sometimes use outrageous tactics to get the money where others have failed. RFA is a debt buyer.
Mey wrote RFA a cease and desist letter, telling the company not to contact her anymore, and sent it certified mail. Postal records show exactly when RFA signed for it. Precisely 23 minutes later, Mey started getting mysterious hang-up calls that showed up on her caller ID as coming from her local county government.
"So I called the number back and it was the sheriff's department. And I asked if someone there was trying to reach me. And they said, no - nobody there was trying to reach me," Mey said.
After two days of hang-up calls from that sheriff's department number, Mey picked up another one with that same caller ID. The man on the line repeatedly called her a vulgar name for the female anatomy. He described violent sexual acts he would like to subject her to and asked if she liked to be "gang banged."
"I was so frightened. I felt violated, but then I realized, you know, I'm taping this call,." Mey said. "I pulled myself together and I thought, I can get through this. Just keep on talking buddy because we're gonna get plenty of your voice on tape."
The verbal assault went on for nearly two minutes before the man hung up.
Mey said she immediately called 911 to report that someone had threatened to sexually assault her. She says she was terrified because she believed the call was from a local number. Mey said she then bolted the door and got her husband's gun out of the dresser and hung it on the bedpost in her bedroom.
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by on Apr. 25, 2012 at 10:21 PM
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Replies (1-10):
shoot4thestars
by Platinum Member on Apr. 25, 2012 at 10:44 PM
1 mom liked this

Wow...that is scary.  I hope she gets her money from them.

ramonafrog
by on Apr. 26, 2012 at 12:33 AM
Bump
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HeAvEnLyMoMoF3
by on Apr. 26, 2012 at 12:37 AM

BUMP!

TSNDDY
by on Apr. 26, 2012 at 12:37 AM
1 mom liked this
That is absolutely insane! I hope she gets paid
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ramonafrog
by on Apr. 26, 2012 at 12:39 AM
Me too.
Makes me remember some shady calls I've received over the years!


Quoting TSNDDY:

That is absolutely insane! I hope she gets paid
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mamabirch88
by on Apr. 26, 2012 at 12:40 AM
Wow! I'm glad she won.
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snowpeasmom
by on Apr. 26, 2012 at 12:41 AM
And the how did they figure it out? I want a longer story. I can't sleep and need a new book. I want details!
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MommySwiggles
by Platinum Member on Apr. 26, 2012 at 12:47 AM

Wow!!  I wonder if they tracked down the guy who called her.

snowpeasmom
by on Apr. 26, 2012 at 12:53 AM
I rented an apt. Two months into.living there I still had not signed the lease. Our down stairs neighbor went crazy and also a new management company took over that were assholes. Saying it was our responsibility to fix the washer when it was part of the apt...etc so we were feed up with the bs and then it dawned on us...the printer broke the day we moved in so we didn't finish signing the lease we initailed the first 6 pages but it was a 15 page lease and well never finished it was supposed to be for a year. Anyways we wrote a two week notice right then and were out by the 1st of the next month. About four months later a collection company that had 'bought' the supposed debit called and said we owed $3600 for breaking our lease. We said we will pay it if they produced a fully signed lease. They said it was in front of them. We said bs cause we didn't sign one. They called everyday for a year three my roommate actual answered the first time the bitch threaten all sort legal stuff said ruin credit etc. Second one was a guy who was nice and said well you don't owe that much but can we talk why you left, at that point she said sure but she is working and will call back in hour she called back an hour later and the first person she talked to
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pinkcoffeecup
by Gold Member on Apr. 26, 2012 at 1:03 AM

That was on the news today. I thought the woman said the money the collector said she owed.  She never owed to anyone.  I refuse to deal with a debt collector. If someone says I owe something to someone.  I will demand they tell me who I owe something to. Then will contact that place directly. There was a bill that had been paid.  I had receipts.  A couple years later.  A collections place calls for that bill.  I told them I have proof the bill is paid.  Do not call me again.  They  never called back.  

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