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credit ran w/o...

Posted by on May. 16, 2012 at 10:22 PM
  • 20 Replies
Wwyd if a mortage company ran your credit w/o your approval? I was working w/ a man and he moved to another company. I said not to run my credit and he did anyways
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by on May. 16, 2012 at 10:22 PM
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Replies (1-10):
Mommie_2_Boys
by on May. 16, 2012 at 10:29 PM
Bump
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amyrw
by on May. 16, 2012 at 10:31 PM
I'm not sure what you could do. I know when they ran my credit when I got my mortgage they said it would take my score down a little just by running my credit so they were only going to do it once my car was paid off.
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Mommie_2_Boys
by on May. 16, 2012 at 10:32 PM
It took mine down quiet a bit

Quoting amyrw:

I'm not sure what you could do. I know when they ran my credit when I got my mortgage they said it would take my score down a little just by running my credit so they were only going to do it once my car was paid off.
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lovinmyboys...
by Gold Member on May. 16, 2012 at 10:33 PM
Not much you can do after they have already ran it.
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Mommie_2_Boys
by on May. 16, 2012 at 10:35 PM
Is it even legal?
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Emily18234
by on May. 16, 2012 at 10:36 PM
Not legal you can dispute it though.
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amyrw
by on May. 16, 2012 at 10:38 PM
You might be able to dispute it somehow to get it off your score since you specifically told him not to run it.

Quoting Mommie_2_Boys:

It took mine down quiet a bit



Quoting amyrw:

I'm not sure what you could do. I know when they ran my credit when I got my mortgage they said it would take my score down a little just by running my credit so they were only going to do it once my car was paid off.
Posted on CafeMom Mobile
incognito116
by on May. 16, 2012 at 10:39 PM

yes, they can

Mommie_2_Boys
by on May. 16, 2012 at 10:40 PM
And how do you come to that conclusion. ?

Quoting incognito116:

yes, they can

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Mommie_2_Boys
by on May. 16, 2012 at 10:40 PM
Oh ill look into that

Quoting Emily18234:

Not legal you can dispute it though.
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