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Home owners... Or knowledgeable people about owning a home

Posted by on Nov. 29, 2012 at 2:55 PM
  • 42 Replies
My husband and I are in the process of buying a house and our closing date as of right now if the 15th of December. If we close on that date when would our first mortgage payment be due?
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by on Nov. 29, 2012 at 2:55 PM
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Replies (1-10):
HousewifeNina
by Silver Member on Nov. 29, 2012 at 2:56 PM
Generally its roughky a month later. Generally if you do autopay it would be on the first of the month in which case you could.go 6 weeks.
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jess_diva
by on Nov. 29, 2012 at 2:58 PM
I would guess January however when we bought our house (7yrs ago) we closed on April 23 and didn't have a payment due until June 1st.
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Cbrice5
by Member on Nov. 29, 2012 at 2:59 PM
So you would think February? I emailed our lender and realtor but I am just so darn impatient! Thanks for answering!


Quoting HousewifeNina:

Generally its roughky a month later. Generally if you do autopay it would be on the first of the month in which case you could.go 6 weeks.

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HousewifeNina
by Silver Member on Nov. 29, 2012 at 2:59 PM
In my experience that has been the case everytime.
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Cbrice5
by Member on Nov. 29, 2012 at 2:59 PM
I thought January as well, but my mom said she thinks it'll be February... I'm trying to be patient but I'm not doing so well at it.


Quoting jess_diva:

I would guess January however when we bought our house (7yrs ago) we closed on April 23 and didn't have a payment due until June 1st.

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JessicaEOH
by on Nov. 29, 2012 at 3:00 PM
Probably Feb...maybe March, but probably Feb.
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jillianmayasmom
by Bronze Member on Nov. 29, 2012 at 3:00 PM
We closed on February 18 and our first payment was due April 1st. Whoever your mortgage is through should be able to tell you that.
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birdiemom
by on Nov. 29, 2012 at 3:02 PM
We closed march 30 and 1st payment was may 1st
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Cbrice5
by Member on Nov. 29, 2012 at 3:02 PM
March is even better but I will settle with February;) thanks for answering!


Quoting JessicaEOH:

Probably Feb...maybe March, but probably Feb.

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JessicaRee
by on Nov. 29, 2012 at 3:03 PM
Idk. We closed in December 2009 and didn't start paying until April 1, 2010. In our situation though our house wasn't built until we closed, and we couldn't close on the house until we owned our land. We closed with the lawyer on our land Dec 26 and the house Dec 27. We moved in mid February.
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