As the doom and gloom of possibly higher prices and higher taxes, have you started to think about how you will adjust your budget, or are you just going to wait and adjust as you go?
I'm to worried about waiting to wait. I'm going through and looking at what can be eliminated now. Like phones... I'm a sahm, I have Internet, I have a land line, and I"m usually home, I want to go to just a plan where I can talk and text.. I dont' need data.. but I'm not sure if I can do that. Same with dh, when he is at work, he doesn't take his phone with him, he leaves it in the car, and all he really does is text and call. So I want to go back to old phones, but I don't want a contract, so I'm going to look into prepaid.
I'm going to invest in a bike trailer for my bike so once it is warm enough me and the kids can bike or just walk where we need to go in town instead of using gas.
Not sure where else we could cut, need dh to sit down with me and help dwindle down expenses. I'd rather have a plan of action in place then wait.