We had health insurance through my DH's company, but we had to meet a $3,000 deductible before they covered anything. The insurance prices have rised again.
DH has some medical issue and tests that he needs to get done, but unless we meet the deductible we have to pay everything out of pocket for everything. So when his company sent home the paper work for the 2 different insurance plans they have to offer and the price increases for them.
Plan 1 being what we already have/had, $460 a month, plus $100 a month put into an HSA.
Plan 2 being an HMO plan with a deductible that only has to be met in emergency situations, but $800 a month
My DH makes decent money, brings home about $2100.00 every 2 weeks. We have our bills and what not we have to pay still and $800 extra month would make things kinda tight.
So now we are on the hunt for a more afforable helath insurance plan. We found one but so things have come up slightly ify about it.
So my question for you all is:what insurance company are you with? What are the copays/deductibles? How many on the plan? and your cost monthly for it?