moms on a budget, I desperatly need your help!
So dh and I have been floating, barely but at least not sinking...
You know how everybody has their talents? some people are really good at cooking, or organizing or money or cleaning etc etc... WELL lets just say that dealing with money is at the bottom of the list of talents that I have, and at the bottom of the list of what dh can do.
This past month we went from floating to sinking, and sinking fast. Well, I guess we were on our way there since we owe so much backed up, but up until now we have been able to pay something to everybody to make sure things are okay.
We are a month behind on rent ( our landlord is a darling and isnt pushing us at all) but paying our phones has now emptied our bank account. We literally have like 25 cents :( Childcare is so expensive where I live that I cant afford to work ( I tried working night but we wont even start the conversation of why that didnt work) and dh just got a better job that pays more so he cant ask for a raise. So we have to make cuts.
I have called every company we use for everything from gas to phones to try to cut down on expenses and we are still screwed :(
On paper, we make exactly enough to cover everything. But that doesnt leave any room for if dh is sick, or I need to take dd to dr or ANYTHING. at this point, if dh runs out of gas for his car, we cant refill it till next week - except we wont be able to because he would have missed so much work!
Im so frustrated and mad and wondering " how did it get to this" and then getting mad because we let it get here. Simple as that. It didnt happen TO me, I did it.
Im not sure if there is any advice or if this is just a big fat vent. Im just frustrated I guess. and the stress dh feels because of finances - it kills me to see him hurt because he feels like he isnt providing for his family :(