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Paycheck to paycheck sucks a**

Posted by on Jun. 27, 2013 at 12:51 PM
  • 24 Replies

Do u have any money in savings? Does it worry you? What do u do in case of emergencies? Do U have credit cards?


No we don't have any money in savings at all. In case of emergencies we borrow money from my parents. We don't want credit cards because we don't want or need the debt. 


by on Jun. 27, 2013 at 12:51 PM
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Replies (1-10):
nikkikry
by on Jun. 27, 2013 at 12:54 PM
We have a small emergency fund. We closed out all of our credit cards and paid off all of our debt except for the mortgage. We're working on putting 6 months of expenses into a large emergency fund.
notjstasocermom
by Samantha on Jun. 27, 2013 at 1:37 PM

we have savings and credit cards if needed

little.worthen
by Tess on Jun. 27, 2013 at 1:38 PM
Our goal is to always have 5 months of expenses saved.
connorsmom2009
by Silver Member on Jun. 27, 2013 at 4:21 PM

BUMP!

LMoseley
by on Jun. 27, 2013 at 4:22 PM
We have three savings accounts and have credit cards w no debt on them.
Posted on CafeMom Mobile
storkradio193
by on Jun. 27, 2013 at 4:52 PM

We have enough savings for at least a few months and use credit cards.  I like the rewards with the cards, and pay off in full every month.

http://www.cafemom.com/home/storkradio193

RADmomma
by on Jun. 27, 2013 at 5:38 PM
We live pay check to pay check.
fstysxofthebtt
by on Jun. 27, 2013 at 5:56 PM

We have a few thousand. We're saving for a house though. No credit cards, 2 car payments. No, it doesn't worry us. In case of emergencies we use the money in our savings.

auntangelofsix
by Silver Member on Jun. 27, 2013 at 6:20 PM
Bump
LilliesValley
by on Jun. 27, 2013 at 6:26 PM

We have a very small amount of savings, not anything grand but if the car breaks we could fix it. It could worry me but I try not to worry about it because there's plenty of other things to worry about and then my anxiety could get out of control. We don't do credit cards. Our credit is bad and we stopped using them. If we really had to we'd probably borrow money from my parents, that's at least interest free and their flexible about payments. LOL. We're in a bad spot and I don't deny it. We are doing everything we can to get out of it and will, it's just time that's needed to make it happen.

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