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This is what my bank did to me...I think it is pretty messed up.

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02/19/2014   Insufficient Funds Fee
   

        
$105.00  

$94.68

02/19/2014   ATM Cash       $60.00       $199.68

02/19/2014   DBT Purchase       $23.40       $259.68

02/19/2014   DBT Purchase       $3.18       $283.08

02/19/2014   DBT Purchase       $9.52       $286.26

02/19/2014   DBT Purchase       $15.09       $295.78

02/19/2014   Online Transfer      $1.00  
 
$310.87

02/19/2014   Deposit      $70.00  
  
$309.87

02/18/2014   Foreign ATM or POS Fee       $3.00       $239.87

02/18/2014   Foreign ATM or POS Fee       $3.00       $242.87

02/18/2014   Preauthorized Debit       $12.00       $245.87

02/18/2014   Check      $69.00       $257.87

02/18/2014   Check       $131.00       $326.87

02/18/2014   DBT Purchase       $4.53       $457.87

02/18/2014   ATM Cash       $41.99       $462.40

02/18/2014   ATM Cash       $61.99       $504.39

02/18/2014   DBT Purchase       $3.18       $566.38

02/18/2014   Direct Deposit       
$46.71  
$569.56

02/18/2014   Deposit           $400.00   $522.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $122.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $125.85

02/14/2014   Foreign ATM or POS Fee       $3.00       $128.85

by on Feb. 20, 2014 at 7:41 PM
Replies (11-20):
lilmom71
by Silver Member on Feb. 20, 2014 at 7:49 PM

They charged me for the beacon journal 12.00 the 69.00 check and the  131.00 check but the things is they posted it online as the check being available the 18th but there telling me that doesn't matter what it says because it actually didn't post until the 19th.

Quoting withsecond:

Why do you have the insufficient funds fee? Am I just not seeing it?


RonaH
by Member on Feb. 20, 2014 at 7:49 PM

Oh just saw your comment yea they are slick that way!

mom2ljh
by on Feb. 20, 2014 at 7:50 PM
We just got a settlement form BofA for similar crap (their's was rearranging the order debits cleared to maximize the number of NSF fees incurred by the consumer). Yup...they paid out a pretty hefty settlement, though there were so many involved (class action) that we didn't see near what they cost us, but hey, it's something.

Quoting lilmom71:

Thats just it I did have the money in there the fund were on hold and it came through the same time as the check.  But thanks for being nice about it.

lilmom71
by Silver Member on Feb. 20, 2014 at 7:51 PM

lol those are atm fees

Quoting SnapIt: Im lauging at the POS fee

Im reading it as piece of shit fee


withsecond
by on Feb. 20, 2014 at 7:51 PM

Usually if you call them and are nice about it, they'll take the fees off. I'm not sure how your bank is though, they may be dicks about it.

Quoting lilmom71:

They charged me for the beacon journal 12.00 the 69.00 check and the  131.00 check but the things is they posted it online as the check being available the 18th but there telling me that doesn't matter what it says because it actually didn't post until the 19th.

Quoting withsecond:

Why do you have the insufficient funds fee? Am I just not seeing it?



SnapIt
by Movin' on up on Feb. 20, 2014 at 7:52 PM
Yeah... piece of shit fees
Lol


Quoting lilmom71:

lol those are atm fees

Quoting SnapIt: Im lauging at the POS fee



Im reading it as piece of shit fee


Thompsonmommy84
by on Feb. 20, 2014 at 7:53 PM

Wow your bank charges alot for insufficiant funds......my bank charges $25.00.

lilmom71
by Silver Member on Feb. 20, 2014 at 7:53 PM

My bank also had a class action settlement I received 14.00 last year.

Quoting mom2ljh: We just got a settlement form BofA for similar crap (their's was rearranging the order debits cleared to maximize the number of NSF fees incurred by the consumer). Yup...they paid out a pretty hefty settlement, though there were so many involved (class action) that we didn't see near what they cost us, but hey, it's something.

Quoting lilmom71:

Thats just it I did have the money in there the fund were on hold and it came through the same time as the check.  But thanks for being nice about it.


mom2ljh
by on Feb. 20, 2014 at 7:55 PM
Oh my. We got just over $200.

Quoting lilmom71:

My bank also had a class action settlement I received 14.00 last year.

Quoting mom2ljh: We just got a settlement form BofA for similar crap (their's was rearranging the order debits cleared to maximize the number of NSF fees incurred by the consumer). Yup...they paid out a pretty hefty settlement, though there were so many involved (class action) that we didn't see near what they cost us, but hey, it's something.



Quoting lilmom71:

Thats just it I did have the money in there the fund were on hold and it came through the same time as the check.  But thanks for being nice about it.


lilmom71
by Silver Member on Feb. 20, 2014 at 7:56 PM

They charged me 35.00 on three items they just lump it togother they actually just posted it today with yesterdays date. 

Quoting Thompsonmommy84:

Wow your bank charges alot for insufficiant funds......my bank charges $25.00.


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