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Credit Reports/debt?

Posted by on Jan. 2, 2009 at 5:15 AM
  • 4 Replies

okay so one of my new year's resolutions was to reduce my debt. so i just got a credit report and i have a lot of stuff on it. i'm pretty sure all of it is legit...but how do i start paying everything back? do i call the number listed on the report and ask for their address and a payment schedule?
and does anyone have any good advice for reducing debt?


-Mommy to Tate and Rae-

♥2oo9 Goals♥
-reduce debt
-make amends with derek
-drink 6 glasses of water a day
-stop biting nails
-potty train Tatym
-limit my "online time"
-go for daily walks [with the girls]
-go to bed every night with a clean kitchen
-move into my own place!

by on Jan. 2, 2009 at 5:15 AM
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Replies (1-4):
MaggieMomof3
by on Jan. 2, 2009 at 5:18 AM

Yeah that's what I would do and if thats not the correct number I am sure they can connect you with the right person...Did you get a free report? I want one.

nikkimichele
by on Jan. 2, 2009 at 5:20 AM

i got a free report from annualcreditreport.com. you dont have to pay anything at all. the guy at H&R Block told me to get it there since i wanted to use some of my tax money to pay off debt.

Quoting MaggieMomof3:

Yeah that's what I would do and if thats not the correct number I am sure they can connect you with the right person...Did you get a free report? I want one.



-Mommy to Tate and Rae-

♥2oo9 Goals♥
-reduce debt
-make amends with derek
-drink 6 glasses of water a day
-stop biting nails
-potty train Tatym
-limit my "online time"
-go for daily walks [with the girls]
-go to bed every night with a clean kitchen
-move into my own place!

MaggieMomof3
by on Jan. 2, 2009 at 5:44 AM

Ouch!! Mine sucks!!

rphmommy08
by on Jan. 2, 2009 at 9:07 AM

i am going to get a report too in feb when i get my tax money back. so i can make sure what is on there is the same as what i have on my bills and my goal is to pay off 4 credit cards. i have 8 credit cards (not incl car pymt). 2 are already paid off so if i pay off 4 more that will be 6 out of 8. yay. i cant wait. ive been thinking about it for ages..lol

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