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Insurance Deductible..

Posted by on Feb. 13, 2009 at 8:27 PM
  • 10 Replies

Do you have to pay this before they pay anything at all?


BTW.. This is for health insurance





Lilypie 1st Birthday Ticker

by on Feb. 13, 2009 at 8:27 PM
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Replies (1-10):
the1youluv2hate
by on Feb. 13, 2009 at 8:28 PM

I do!

Schleetle
by on Feb. 13, 2009 at 8:28 PM

For what type of insurance? Health, car, home....?

katykay
by on Feb. 13, 2009 at 8:29 PM

yes and no.  You have to meet your deductible which means they will assign charges until that amount is met in their sytem.  But you may work out a payment plan with your doctor. 

j_m_cole46366
by on Feb. 13, 2009 at 8:29 PM

Yes you do

jothra
by on Feb. 13, 2009 at 8:31 PM

My parents have a deductable and the insurance pays part and they pay part until they meet their deductable, then insurance picks up the rest.

sweetness4u2day
by on Feb. 13, 2009 at 8:31 PM

I do.  I have $1000 deductible per person or $1000 deductible on two people before they pay 80% on the rest.  It used to be $500 per person, $1000 per family, not any more.  Insurance sucks!!!!!


oboe_chik
by on Feb. 13, 2009 at 8:32 PM

Unless you have a lab/xray amount that they cover. Like our insurance covers the first $300 of labs/xrays per person and anything after that you pay will be part of the deductible. That helps alot because if you go in to get blood drawn you don't have to pay for it all at first.


oboe_chik
by on Feb. 13, 2009 at 8:33 PM


Quoting sweetness4u2day:

I do.  I have $1000 deductible per person or $1000 deductible on two people before they pay 80% on the rest.  It used to be $500 per person, $1000 per family, not any more.  Insurance sucks!!!!!


You don't have a co-insurance cap? That much suck. We have a $1000 deductible per person or $2000 per family then we pay 20% until we pay another $1000 per person or $2000 per family then they pay everything from then on out.


katykay
by on Feb. 13, 2009 at 8:34 PM

Some insurance plans waive the deductible for certain types of treatments.  My old insurance waived the deductible for everything other than xrays and hospitalization. 

mommybecky
by on Feb. 13, 2009 at 8:35 PM

For routine visits to the doctor's office, you should only have to pay the copayment.   Those visits should not be applied toward the deductible.

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