See what CafeMoms are saying about saving time this holiday season..
My mom says it doesn't. i say it does. She wants to defer a payment with USAA because of some unexpected bills that came up. I told her to not do it and talk with the hospital (the bills that came up). She said usaa allows up to 2 deferments over the life of the loan. I still told her its not a good idea.
So does it hurt your credit? My parents have amazing credit. My dad had surgery to remove some polyps and the bill was a little larger than they expected.
I really would hate to see them hurt their excellent credit over a hospital bill. I am sure the hospital would be willing to work with them on it.