Has anyone turned their car back in to the bank? I have a 454.00 car payment plus 100. car ins. and it is keeping me broke!! I have 3 more years on the loan. Bought it when my income was 1,200. a month more than it is now. It isa 2007 Chevy Impala. I figure if I turn it in, I could save the money for 3 months and buy a used cheap car. I can take a bus to work, walk to the grocery store, and my son can walk to school for that time. What do you all think? I have made so many poor decisions, I need advise!!