How important was health insurance coverage to you when you chose to work where you do? Do you use your health insurance offered? Do they offer it? Would you turn down a job if they did not have good enough health insurance or take a less than ideal job for better health care?
Currently, it is not too important since I would have the option of going on my husband's, which is great. If he were ever to lose coverage, I would put everyone on mine. I have worked many jobs that offered no health insurance and paid out of pocket for anything that came up.
Extremely important!! Growing up, we had health insurance here and there and with all of us in sports, it was important to have it. I definitely wanted to make sure that I get good health insurance when I had a job. Of course, I've worked at a university since I left college so each of them provided health insurance.
My husband is a teacher and we would have to pay $1000 a month for our entire family if we were under his.....we pay $125 a month through my work. He has looked at jobs that do not have good health insurance because my work does have it. He wouldn't have a problem accepting a job that doesn't have good insurance. Now, if we needed his insurance, I would hope that would be part of his job offer.
I currently have amazing insurance, everything is covered for a small copay and low cost premium deducted from my pay. It is important for us because we are a family of 5. Not that we are always sick or going to the hospital but it is good to know we can see a doctor or go to the ER if needed and it's covered. I don't have to stress about how we are going to cover the bill. The benefits and work schedule are what I work for, that and the students I work with.
My husband has insurance through his employer as well. His plan is no where close to as good as mine (large premium and out of pocket deductions) which is a shame since he now works for a fortune 500 corporation. Our kids are currently covered by both plans b/c I wasn't sure if I was going to return to work this fall due to my on going health issues.
At the time I took my job (14 years ago) health insurance was not important. But now that i have 2 kids, I would not take a job with less than excellent health insurance. But I have been spoiled by what I have.
At this job, yes, it was super important that they offered health insurance coverage. My DH was laid off a year ago, and I needed to have a job that would provide health insurance coverage for the entire family. Prior to DH getting laid off, we got the coverage through his job. Paying for healthcare out of our own pocket would have cost us nearly $1800 per month. Definitely not a good thing.
I was offered an accountant position by a friend of a friend's wife. She knows what I do and thought I'd be a good fit. It paid a LOT more than I make now AND I'd be actually doing what I want to do. However there is no insurance and no 401K. So I turned the job down. My employer pays for my health insurance and pays 3/4 of my children's premiums. Plus matches up to 6% for my 401K plus offers my salary in accidental death insurance. After all the benefits I receive, I would not leave this job unless I found one that matches the Benefits.
So yes, the next time I am looking for a job (which will be when I graduate hopefully in Nov 2013) insurance benefits will be right up there with more than I am earning now.
My job offers insurance, but from what ive heard its not that good,and its expensive. Dh's job pays for our wonderful insurance! :)
So tired!
- Nighttiger
on Jun. 29, 2012 at 2:07 PM