I highly recommend this method also. On top of that, I also use the "savings envelope" method.
Quoting cjsmom1:Have money go directly into savings from every paycheck
I LOVE finding a great deal at end of season sales!
I check the Sunday ads for deals on things on my shopping list
I check the weekly ad for my local grocery store every week to make my food shopping list and attempt to meal plan
Cook your meals from scratch as much as possible. Canned spaghetti sauce (the good stuff) can be $4-5 a jar. For a little more, you can make a much better sauce in a greater quantity and freeze for future use.
Only buy a car you can afford, and get your money's worth, i.e. drive that thing until it drives no more!
i.e. avoid car payments!
-make a budget based off of past spending and stick to it.
-never run up a credit card bill you can't immediately pay off (or avoid credit cards altogether, but that is difficult if you are trying to build credit).
-pre-plan big spends - buy all of your summer clothes at once during a sale or shop around before spending money on single items that are expensive.
-pay upfront as much as possible.
I buy most all my products from a direct manufacture. I save so much money on the regular things I would buy at the supermarket. Plus I'm not burning gas going from store to store with which store has the better deals. Everything gets delivered straight to me. I used to spend hours cutting out coupons, now I have more tome to spend with my kids and time for myself.
I make my own laundry detergent.
Use and stack coupons
We rarely eat out and I bring my lunch to work every day
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