So, I've recently been thinking of going to cosmetology school. I wanted to go after high school but thought pursuing a nursing degree would be a more economical choice. After a year of college I found that it wasn't for me. Now, 2 years later, I have $10,000 in college loans and I nanny full time while taking care of my 5 month old. I make $400 a week after taxes. The family has already told me they won't need me in a year or so and I have been trying to find something new to do. The school I would like to go to, Aveda, counts $1,680 a month into school expenses to pay for housing and living expenses. It's only about $80 less a month than I make plus my OH works. My problem is the total of that loan would be $38,000... Is it worth it to add more debt for a job making about the same as I make now? I really want to be a cosmetologist but I want to be smart about it.