just go away will you

[mama24]

these anxiety attacks have been here for weeks now. I am stressed to the core, thats why. Money matters of course. We owe money to everything and all of the cutoff notices are arrving now and I am not dealing well. I feel like I am going to pass out. I have tried talking to my husband and a friend from my womans group(from church) and they want to know what I am going to do about it. grrr

[goofyrbsn]

Oh my gosh, that' not good. So sorry to hear that! We have major money problems too, but no notices for turn offs. We are making our bills on time and stuff, but little or no extra money. That is what stresses me. We are about $55,000 in debt with credit card and loans. It does stress me. You and I need to go read the book or rent the dvd, called The Secret! I saw something about it on Oprah. It changes lives I guess. It may help our stress and our lives altogether! If you need an ear, I'm on hear everyday! STeph

[myboyzluvme]

Please make an appt with your doctor concerning the anxieties.  Anxietiy attacks are not to be taken lightly.  (I take Lexapro, which does wonders for me).  Have your doc give you something asap!   As far as your finances and everyday stresses of life, when you get yourself under control, and feel like you are not on the verge of a nervous breakdown, call these companies/creditors are explain your situation to them.  Most of the time they will except partial payment (Until you can pay it all in full),  or sometimes even a deferment payment (especially on auto loans).  You'd be suprised by just talking to the right person can make all the difference.  Rather than just throwing your hands up and possibly losing your phone, power, etc.  Hang in there!!!   Sit down with your husband and see where you can start cutting back and set yourselves up on a budget and stick to it!!!  If you're not capablke of doing this on your own, find someone to help you.  And most importantly...Pray pray pray!!!     

[Irishbutterfly]

 Money issues are the worst, I swear.  The only advice I have is pray.  Pray for the stength and peace of mind to get thru this.  Remember, this too shall pass. One of my favorite sayings.  God always seems to provide just what we need.  Just keep doing the foot work that you can and things will be ok. 

[onelovedmimi]

 
        Iam going through the same thing right now i feel verry overwhelmed child,rent,bills,newcar,credit card debt,insurance etc..... i feel like im being pushed over the edge myself! if you ever need anyone to lean on...let me know im here to chat anytime...good luck everything will work out in the end!!!

[auntvic]

I'm so glad you guys are here for each other. Its nice to see. I also suffer from anxiety. I have been dealing with it for about 10 yrs. now. I try to recognize when the stresses are getting overwhelming and i try to relax anyway i can. If you need an ear, i am here, if you'd like.

[pink_dragonfly]

I Know exactly how you feel. Hang in there, I have been in your shoes and still am. I have alot of bills. I had to get on a debt management program and consolidate my credit card bills. The company I used, called all of my credit card companies and settled on a fixed amount to pay and all I have to do is pay one low payment. I do not accrue anymore late fees or over limit charges and that has helped alot. I have found, that if I call the companies that I am receiving bills from and let them know that I am experiencing difficulties paying them, most of them are willing to work with you. It seems like money matters are one of my top anxiety triggers.  My advice is to take it one step at a time and one bill at a time.  Just know that you are not alone.  One thing that I have found that works the best for me, in dealing with the stresses from it all, is to find something that I love to do, to help me get away from it for a while and start working on it again when I can. I hope this advice is of some help to you.

[Mom1027]

I know exactly how you are feeling. When I was first pregnant, my husband lost his job and had a hard time finding a new one. We maxed out credit card after credit card until we couldn't even pay those bills. We got a consolidation loan to consolidate all the bills and then we racked up those credit cards  again. It was so scary. My husband finally got a job but we couldn't get ahead. I was trying to make ends meet and still feed my family. I would sleep constantly to try to get away from my problems. Have you looked in any type of bankruptcy?

[funmomof3]

This happens to a lot of house holds, however not everyone has the anxiety levels as some of us do.  One way to start turning things around is to build a nest egg, once you get started it will help ease your mind no matter how much you owe.  Always pay yourself first 10% general rule, and do not touch it no matter what.  Pretend it is not there, over time this will be your safety net in the future, and that will lead to less debt.  I am not good with money and neither is my spouse, so this last tax season I gave my Mom some money because I know I won't spend it and neither will she.  So if I give her 50 a month or something like that, over time it will help.  Another thing my Mom did when she was a single Mom was when she got her tax return she put it right into savings and pretended like it was never there.  Anyway, good luck.

[Ipro]

First, please know that you are not alone. Our first son was a bit of a surprise. We'd only been married for 6 months when we found out I was expecting. So obviously we hadn't planned on it or made provisions for a baby so soon. We had a pretty hard time with money the first year. Bills just seemed to keep coming and no matter what we did we just seemed to be getting further into debt. I hadn't realized that I was suffering from anxiety attack at this point yet. I just found out that the chest pains I've been having are symptoms of an anxiety attack. From one concerned mother to another, you really need to go to a doctor and get treatment for the anxiety attacks. You have to try and think of the positive side, yes, I know it doesn't seem like there is one right now, but there is. You have a healthy child and caring husband. Once you get to a doctor and get help for the anxiety attacks you will be better able to focus on your financial situation.

You could always try a home business in direct sales to make some extra money. I hope everything works out for you.

[Jeepmom9274]

Deffinately see a doctor about your anxiety.  It doesn't go away on it's own most of the time.  It likes to rear it's ugly head when we don't need it.  That's why we are here and that's what we are here for is for advice and assistance with issues.  We have huge financial issues that are STUPID.  We are horrible with money.  We have a fixed income to boot and it's plenty of money.  It comes monthly and we don't have to worry about where the next paycheck will come from.  That's why I say it's stupid!!!!  We both have depression/anxiety issues and we really need to get help for the bills/money issues.  Thankfully we can obtain that through the VA.  All I can hope for is the best and not kick myself in the butt too much because it only gets me down in a deeper funk.  Children, money, life in general, family....it all can get us down, but I always say what doesn't kill us makes us stronger and I've made it through hell and back (literally with an abusive second husband and living in a battered women's shelter) I know I can do it, I just have to get my head out and come up for air long enough lol.