I need some ideas on how to create a budget plan and get my husband on board with it? mostly, how do I get my husband on board with it????? If it was just me, we wouldn't have any money problems. We may not have anything left over at the end of the month, but he also would not be negative at the end of the month, either, which he often is (we have separate accounts for ths exact reason. he will spend us out of money and not realize it, so i keep the money i make in order t be able to buy groceries and pay for car insurance on my car). How can I get him on board with creating a budget so we aren't losin on on a significant chunk of money every month to overdraft fees? this is getting out of hand.