So, I haven't even lived in Louisiana for a year and when I tried to switch my insurance over, not only was it over 3 times higher than what I was paying before, but they said I could not get renters insurance in my area unless I lived in an apartment on the second floor.
We didn't know even what a flood zone was before we moved here and flet like the realtor should have warned us about these things. There was a 30 day wait on getting flood insurance before we evacuated, so we don't have that. Our renters insurance is still in GA as of now, so I may be in a really bad situation if this storm ruins our house. The lanlord should have flood insurance, but that is not going to cover my personal items. I'm so worried right now that this is going to get worse for us. The insurance has covered other other things in Louisiana no problem, since we have been there. I just hope it will this time.